Maximize Your Earnings with Citi Custom Cash: Unveiling the Lucrative Intro Bonus

Introduction

In the competitive world of credit cards, Citi Custom Cash stands out with its unparalleled cash-back options and generous introductory bonus. With smart spending strategies, you can unlock the full potential of this card and reap significant rewards. This comprehensive guide will delve into the details of Citi Custom Cash's intro bonus, providing you with all the insights you need to maximize your earnings.

The Enticing Intro Bonus

The Citi Custom Cash card offers a substantial welcome bonus:

• $200 cash back after you spend $750 on purchases within the first 3 months of account opening.

This generous bonus means you're starting off with a significant amount of cash in your pocket, giving you a head start on your rewards journey.

Understanding the Intro Bonus Period

The intro bonus period is a crucial time when you need to optimize your spending to earn the maximum cash back. Here are some key points to note:

• Duration: The intro bonus period lasts for the first 3 months from account opening.
• Spending Requirement: You must spend $750 on qualifying purchases to qualify for the $200 cash back.
• Eligible Purchases: Most purchases made with your Citi Custom Cash card qualify towards the spending requirement, excluding balance transfers, cash advances, and certain other transactions.

Strategies for Maximizing Your Earnings

To make the most of your intro bonus period, consider these effective strategies:

• Set a Budget: Plan your spending to ensure you reach the $750 threshold within the 3-month period.
• Use the Card Regularly: Make it a habit to use your Citi Custom Cash card for everyday expenses like groceries, dining out, and gas.
• Choose Bonus Categories: Once you have activated your card, select the bonus category where you spend the most. This category earns 5% cash back, which can significantly boost your earnings.
• Leverage Promotions: Citi often offers additional promotions and deals that can enhance your cash-back earnings. Keep an eye out for these opportunities.

Tips and Tricks

• Track Your Spending: Use the Citi Mobile App or online banking portal to monitor your progress towards the $750 spending requirement.
• Maximize the 5% Bonus Category: Calculate your spending habits and select the category where you spend the most to maximize your cash-back rewards.
• Redeem Rewards Early: Don't wait too long to redeem your cash back rewards. Use them towards statement credits, gift cards, or other redemption options as soon as possible.

How-to Step-by-Step Approach

Follow these steps to maximize your earnings:

1. Apply for a Citi Custom Cash Card: Visit Citi's website or your local branch to apply for the card.
2. Activate Your Card: Once approved, activate your card by following the instructions provided by Citi.
3. Set Your Spending Goal: Plan a budget and determine how you will spend $750 within the 3-month intro bonus period.
4. Select Your Bonus Category: After activating your card, choose the bonus category that best aligns with your spending habits.
5. Monitor Your Progress: Track your purchases using the Citi Mobile App or online banking portal to stay on top of your spending.
6. Redeem Your Rewards: Don't wait to redeem your cash back rewards. Use them as soon as possible to maximize their value.

Frequently Asked Questions (FAQs)

1. How long does it take to get the intro bonus?

• You will receive the $200 cash back within 1-2 billing cycles after meeting the spending requirement within the first 3 months of account opening.

2. Can I earn the intro bonus more than once?

• No, the intro bonus is only available to new cardholders who apply and are approved for a Citi Custom Cash card.

3. What happens if I don't spend $750 within the intro bonus period?

• You will not receive the $200 cash back if you do not meet the spending requirement within the first 3 months of account opening.

4. Are there any balance transfer or annual fees?

• No, the Citi Custom Cash card does not charge any balance transfer or annual fees.

5. How do I select my bonus category?

• After activating your card, go to the Citi Mobile App or online banking portal and select the category where you spend the most.

6. How often can I change my bonus category?

• You can change your bonus category once every month.

Conclusion

The Citi Custom Cash card's generous intro bonus is an excellent opportunity to kickstart your rewards journey. By understanding the details of the bonus, implementing effective strategies, and following the tips and tricks outlined above, you can maximize your earnings and make the most of this valuable offer. Remember to spend responsibly, track your progress, and redeem your rewards regularly to enjoy the full benefits of the Citi Custom Cash card.