Valley Bank of Helena: Your Trusted Banking Partner in the Treasure State

Introduction:

Welcome, dear readers, to the world of Valley Bank of Helena, the financial powerhouse that has been serving the vibrant communities of Montana for over a century. With its roots firmly planted in the beautiful capital city of Helena, Valley Bank has witnessed and supported the growth and prosperity of the region, earning a reputation as a pillar of financial stability and innovation.

Our Mission Statement

At the heart of everything we do lies our unwavering commitment to provide exceptional banking services that empower our customers to achieve their financial goals. We believe that a bank should be more than just a place to store your money - it should be a trusted advisor and a partner in your financial journey.

A Legacy of Service

Since its humble beginnings in 1910, Valley Bank of Helena has grown into a formidable financial institution with assets exceeding $2 billion and a network of 15 convenient locations throughout Montana. Our longevity is a testament to our unwavering dedication to serving the people of our state.

Our Values:

Our core values - integrity, excellence, innovation, and community - guide every decision we make and shape our interactions with our customers. We believe that integrity is the cornerstone of any successful business, and we strive to earn your trust through transparency, honesty, and ethical behavior. Excellence in service is our constant pursuit, and we continuously invest in training and technology to enhance the customer experience. Innovation drives our forward-thinking approach, and we embrace new ideas that improve our products and services. Finally, our commitment to community runs deep, and we actively support local initiatives that make a meaningful difference in the lives of Montanans.

Services Tailored to Your Needs

Valley Bank of Helena offers a comprehensive suite of banking products and services designed to meet the unique financial needs of individuals, businesses, and families.

• Personal Banking: From checking and savings accounts to loans, mortgages, and investments, we have everything you need to manage your personal finances effectively.
• Business Banking: We understand the challenges faced by businesses of all sizes, and we offer tailored solutions to support their growth and success, including business loans, lines of credit, and merchant services.
• Agricultural Banking: Montana's agricultural industry is a vital part of our economy, and we are proud to provide specialized banking services to farmers and ranchers, including operating loans, equipment financing, and crop insurance.
• Online and Mobile Banking: Stay connected to your finances from anywhere, anytime with our convenient online and mobile banking platforms.

Innovation at the Forefront

At Valley Bank of Helena, we firmly believe that innovation is the key to staying ahead of the curve and meeting the evolving needs of our customers. We are constantly exploring new technologies and developing innovative solutions to enhance your banking experience.

• Contactless Payments: Enjoy the ease and convenience of contactless payments with your Valley Bank debit or credit card.
• Mobile Check Deposit: Save time and hassle by depositing checks right from your smartphone.
• Person-to-Person Payments: Send money to friends and family instantly with our Zelle® service.

Our Community Involvement

As a locally-owned and operated bank, we are deeply invested in the communities we serve. We believe that our success is intertwined with the well-being of our neighbors, and we actively participate in initiatives that make a positive impact on our state.

• Financial Education: We offer financial literacy programs and workshops to empower Montanans with the knowledge and skills to manage their finances wisely.
• Charitable Giving: We proudly support a wide range of charitable organizations that are making a difference in our communities, including food banks, homeless shelters, and youth programs.
• Economic Development: We play an active role in promoting economic growth and job creation in Montana through our involvement in local chambers of commerce and development organizations.

Stories of Success

Throughout our long history, we have witnessed countless stories of success from our customers who have entrusted Valley Bank of Helena with their financial endeavors.

• Montana Farm Family Thrives with Ag Banking: The Smith family, who have been farming in Montana for generations, have relied on Valley Bank for financing and guidance to expand their operations and secure a sustainable future for their business.
• Local Business Owner Achieves Growth with Commercial Loan: J.J.'s Diner, a beloved Helena eatery, received a crucial loan from Valley Bank that enabled them to relocate to a larger space and hire additional staff, boosting their sales and customer satisfaction.
• First-Time Homebuyers Realize Their Dream: Sarah and John, a young couple, were able to purchase their first home thanks to a mortgage from Valley Bank that met their financial needs and helped them achieve their dream of homeownership.

These stories are a testament to the positive impact that Valley Bank of Helena has on the lives of our customers and the communities we serve.

How to Bank with Valley Bank of Helena

• Visit Us: Stop by one of our 15 convenient locations throughout Montana.
• Call Us: Reach out to our friendly customer service representatives at 1-800-226-5402.
• Apply Online: Open an account or apply for a loan online through our secure website at www.valleybankhelena.com.
• Mobile Banking: Download our mobile banking app for easy access to your finances on the go.

A Financial Partner You Can Trust

At Valley Bank of Helena, we are committed to being more than just a bank - we are your trusted financial partner. We strive to provide exceptional service, tailored solutions, and innovative products to help you achieve your financial goals and make a positive impact on our community.

Join the Valley Bank of Helena family today and experience the difference that a locally-owned and operated bank can make in your life.

Tables:

Table 1: Key Financial Indicators

Table 2: Branch Locations

Table 3: Banking Services

FAQs:

1. What is the minimum balance required for a Valley Bank checking account?
   * There is no minimum balance requirement for our Basic Checking account.

2. Does Valley Bank offer mobile banking?
   * Yes, we offer a convenient mobile banking app for iPhone and Android devices.

3. Can I apply for a loan online?
   * Yes, you can apply for most types of loans online through our secure website.

4. What is the interest rate on a Valley Bank savings account?
   * The interest rate on our savings accounts varies depending on the account type and balance. Please visit our website or call us at 1-800-226-5402 for current rates.

5. Does Valley Bank have any branches in my area?
   * Yes, we have 15 convenient locations throughout Montana. You can find the branch nearest you using our branch locator on our website.

6. How do I open an account with Valley Bank?
   * You can open an account online, in person at one of our branches, or by calling us at 1-800-226-5402.

Stories with Lessons Learned:

• The Power of Frugality: A young woman named Emily was determined to save for her future but struggled with overspending. She decided to track her expenses and cut back on unnecessary purchases. Within a year, she had accumulated a significant savings account that gave her financial security and peace of mind. Lesson: Small acts of frugality can lead to big financial rewards.

• The Importance of Planning: A business owner named Jake was always too busy to plan for the future. When the economy took a downturn, his business suffered, and he had to lay off employees. He learned the hard way that planning is essential for financial stability and growth. Lesson: Take the time to create a financial plan that will guide your decisions and help you weather unexpected storms.

• The Value of Seeking Advice: A couple named Tom and Susan were nearing retirement but had no idea how to manage their finances. They sought advice from