Eastern Bank Transit Number: The Ultimate Guide

An Eastern Bank transit number is a nine-digit code that identifies the financial institution and the branch where your account is held. It is used to facilitate electronic fund transfers, such as direct deposits, wire transfers, and ACH payments.

Understanding the Eastern Bank Transit Number

The Eastern Bank transit number is divided into three parts:

• The first four digits identify the Federal Reserve Bank that serves the region where your bank is located.
• The fifth digit is a check digit that helps verify the accuracy of the transit number.
• The last four digits identify the specific branch where your account is held.

Example: 011000013

• 0110: Federal Reserve Bank of Boston
• 0: Check digit
• 0013: Eastern Bank branch in Salem, NH

How to Find Your Eastern Bank Transit Number

You can find your Eastern Bank transit number in several ways:

• On your checks: The transit number is typically printed on the bottom left corner of your checks.
• Online banking: Log in to your Eastern Bank online account and navigate to the "Account Details" or "Routing Number" section.
• Customer service: Call Eastern Bank customer service at 1-800-989-5000 and provide your account number.

Importance of the Eastern Bank Transit Number

Your Eastern Bank transit number is essential for:

• Direct deposits: Employers, government agencies, and other entities use the transit number to deposit funds directly into your account.
• Wire transfers: When sending or receiving wire transfers, you will need to provide the recipient's transit number.
• ACH payments: Automated Clearing House (ACH) payments, such as bill payments or direct debits, require the transit number to process transactions accurately.

Benefits of Using the Eastern Bank Transit Number

Using the correct Eastern Bank transit number ensures:

• Accurate and efficient electronic fund transfers: Funds are deposited or withdrawn from the correct account without errors.
• Reduced processing time: Transactions processed with the correct transit number are typically completed faster.
• Increased security: Verifying the transit number helps prevent fraud and unauthorized transactions.

Common Mistakes to Avoid

• Using an incorrect transit number: This can result in funds being deposited into the wrong account or transactions being rejected.
• Confusing the check digit: The check digit is not the last four digits of the transit number. It is always a single digit between 0 and 9.
• Not verifying the transit number: Always double-check the transit number before providing it to others or using it for electronic fund transfers.

Tips and Tricks

• Save your transit number: Store it in a secure location for easy access.
• Use a transit number lookup tool: There are online tools available that can help you find the transit number for any bank or credit union.
• Contact your bank if you have any questions: Eastern Bank customer service can assist you with any transit number-related inquiries.

Call to Action

If you need to find or verify your Eastern Bank transit number, follow the steps outlined in this guide. By using the correct transit number, you can ensure the smooth and accurate processing of your electronic fund transfers.