1st United Bank: Your Trusted Financial Partner in Faribault, MN

Welcome to 1st United Bank, a community-centric financial institution dedicated to empowering individuals, families, and businesses in Faribault, MN, and beyond. Our long-standing commitment to financial excellence is evident in our exceptional products, personalized services, and unwavering community support.

About 1st United Bank

Established in 1907, 1st United Bank has a rich history of providing financial solutions tailored to the needs of our local community. With a deep understanding of the local economy and a genuine desire to help our customers succeed, we have grown to become a trusted financial partner to generations of residents and businesses.

Our Services

1st United Bank offers a comprehensive suite of banking and financial services to meet the diverse needs of our customers. Our offerings include:

• Personal Banking: Checking and savings accounts, debit and credit cards, online banking, mobile banking, and more.
• Business Banking: Business checking and savings accounts, commercial loans, treasury management services, and more.
• Mortgage Lending: Home loans, refinance options, and construction loans for your dream home.
• Investment Services: Wealth management, investment advisory services, and retirement planning.
• Trust and Estate Services: Trust administration, estate planning, and more.

Why Choose 1st United Bank?

• Local Expertise: We understand the unique needs of the Faribault community and tailor our services to meet those needs.
• Personalized Service: Our knowledgeable and friendly staff provides exceptional customer service, building lasting relationships with our customers.
• Financial Strength: With over a century of experience and a strong financial foundation, we offer stability and peace of mind to our customers.
• Community Involvement: We are committed to supporting the Faribault community through partnerships with local organizations, financial literacy programs, and more.

Benefits of Banking with 1st United Bank

• Competitive Rates: We offer competitive rates on our savings accounts, loans, and other financial products.
• Convenient Access: Bank with us anytime, anywhere with our online and mobile banking platforms.
• Local Decision-Making: Our local loan officers have the authority to approve loans quickly and efficiently.
• Investment Protection: Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000.

Our Commitment to Community

1st United Bank is more than just a financial institution. We are an integral part of the Faribault community, and we are committed to giving back to our neighbors. We support local businesses, invest in education, and sponsor community events. Our goal is to create a vibrant and prosperous community where everyone can thrive.

1st United Bank: Your Financial Partner for Life

At 1st United Bank, we are dedicated to being your trusted financial partner for life. We understand that your financial goals are unique, and we work diligently to help you achieve them. Whether you are looking for a secure place to save your money, a loan to start your own business, or investment advice to plan for your future, we have the solutions to meet your needs.

Let's Grow Together:

Join the 1st United Bank family today and experience the difference that community banking can make in your financial life. Contact us at (507) 334-6411 or visit us online at www.1stunitedbank.com to learn more about our services and how we can help you achieve your financial goals.

Stories of Success:

• The Entrepreneur's Dream:

• A young entrepreneur with a passion for baking approached 1st United Bank for a business loan to start her own bakery. Our loan officers worked closely with her to understand her business plan and financial projections. With our support, she secured the funding she needed and opened her successful bakery in downtown Faribault.

• The Homebuyer's Journey:

• A family looking to purchase their first home sought guidance from 1st United Bank. Our mortgage specialists provided personalized advice, helped them navigate the complex homebuying process, and secured a competitive mortgage rate that made their dream of homeownership a reality.

• The Retiree's Nest Egg:

• A retiree approached 1st United Bank seeking guidance on how to protect and grow their nest egg. Our investment advisors developed a customized retirement plan, allocating their assets to maximize returns while minimizing risk. The retiree gained peace of mind, knowing that their financial future was in good hands.

What We Learn:

• Financial institutions can play a vital role in supporting the growth of the local economy by providing access to capital and financial expertise.
• Personalized service and local decision-making can make a significant difference in the success of individuals and businesses.
• Investing in the community can foster a sense of belonging and contribute to the overall well-being of the community.

Step-by-Step Approach for Financial Success:

1. Identify Your Financial Goals: Determine what you want to achieve with your finances, whether it's saving for a down payment on a house, starting a business, or planning for retirement.
2. Research and Compare: Explore different financial institutions and their products and services. Compare rates, fees, and customer reviews to find the best fit for your needs.
3. Seek Professional Advice: Consult with financial advisors, loan officers, or investment specialists to obtain personalized guidance and support.
4. Develop a Plan: Create a financial plan that outlines your income, expenses, and savings goals. Track your progress regularly and make adjustments as needed.
5. Stay Disciplined: Stick to your plan, manage your spending, and make timely payments to reach your financial goals.

FAQs:

Q: What types of personal banking accounts do you offer?
A: We offer a variety of personal banking accounts, including checking, savings, money market, and certificates of deposit.

Q: Can I bank with you online or through a mobile app?
A: Yes, we offer online and mobile banking platforms that provide convenient and secure access to your accounts.

Q: Do you offer business loans?
A: Yes, we offer a range of business loans, including commercial real estate loans, equipment loans, and lines of credit.

Q: How much does it cost to open an account?
A: Account fees vary depending on the type of account you open. Contact us or visit our website for more information.

Q: Are my deposits insured?
A: Yes, deposits are insured by the FDIC up to $250,000.

Q: Can I schedule an appointment with a loan officer?
A: Yes, you can schedule an appointment with a loan officer by calling our main line or visiting our website.

Tables:

• Table 1: Deposit Account Rates:

• Table 2: Popular Loan Products:

• Table 3: Trust Services Offered: