Fort Collins First National Bank Routing Number: A Comprehensive Guide

Introduction

Understanding your bank's routing number is crucial for completing various financial transactions, such as wire transfers, direct deposits, and automated bill payments. For residents of Fort Collins, Colorado, Fort Collins First National Bank (FFNB) is a trusted financial institution that provides a range of banking services. This comprehensive guide will provide you with all the necessary information regarding the FFNB routing number, including its format, purpose, and how to locate it.

What is a Routing Number and Why Does it Matter?

A routing number, also known as an ABA (American Bankers Association) number, is a nine-digit code that uniquely identifies each financial institution in the United States. It serves as an address for electronic funds transfers, allowing money to be transferred securely and efficiently between different banks.

Knowing your routing number is essential for the following reasons:

• Facilitate electronic payments: When initiating a wire transfer, direct deposit, or online bill payment, you need to provide the recipient's routing number to ensure the funds reach the correct account.
• Avoid payment delays or errors: Incorrect or unknown routing numbers can lead to payment delays, additional fees, or even undelivered funds.
• Ensure accurate deposits: When setting up payroll or government benefit payments, your employer or agency will require your routing number to ensure the funds are deposited into the correct account.

Fort Collins First National Bank Routing Number

The routing number for Fort Collins First National Bank is:

**091219015

Additional Notes:

• This routing number is valid for all branches of Fort Collins First National Bank.
• If you are unsure about the routing number for a specific branch, consult FFNB's website or contact their customer service.

How to Find Your Routing Number

There are several ways to locate your Fort Collins First National Bank routing number:

• Checks: The routing number is typically printed on the bottom left corner of checks issued by FFNB.
• Online banking: Log in to your FFNB online banking account and navigate to the Account Details section.
• Bank statement: Your routing number can be found on the first page of your FFNB bank statement.
• Customer service: Contact Fort Collins First National Bank's customer service at (970) 223-1111 for assistance.

Benefits of Using Fort Collins First National Bank

Fort Collins First National Bank offers several advantages to its customers:

• Personalized banking experience: FFNB is a community-oriented bank with a focus on providing personalized financial services to residents of Fort Collins.
• Wide range of products and services: FFNB offers a comprehensive range of banking products and services, including checking accounts, savings accounts, loans, and investment options.
• Convenient locations: FFNB has multiple branches conveniently located throughout Fort Collins, making it easy to access banking services.
• Competitive rates: FFNB offers competitive interest rates on deposits and loans, helping customers maximize their savings and minimize expenses.
• Strong financial performance: FFNB has a long-standing history of financial strength and stability, ensuring the safety and security of customer funds.

Table 1: Comparison of FFNB with Other Fort Collins Banks

FAQs

Q1: What is the difference between a routing number and an account number?
A1: A routing number identifies the financial institution, while an account number identifies a specific account within that institution.

Q2: Can I use the same routing number for all FFNB branches?
A2: Yes, the routing number 091219015 is valid for all Fort Collins First National Bank branches.

Q3: What happens if I use an incorrect routing number?
A3: Using an incorrect routing number may result in payment delays, additional fees, or even undelivered funds.

Q4: How can I obtain a new routing number?
A4: Contact Fort Collins First National Bank's customer service at (970) 223-1111 to request a new routing number.

Q5: Is the routing number printed on checks the same as the one for online banking?
A5: Yes, the routing number printed on checks should be the same as the one displayed in your online banking account.

Q6: What is the annual percentage yield (APY) on FFNB savings accounts?
A6: The APY on FFNB savings accounts varies based on the account type and current interest rate environment. Visit the FFNB website or contact customer service for the latest rates.

Call to Action

If you are a resident of Fort Collins and in need of banking services, consider Fort Collins First National Bank. With its personalized banking experience, wide range of products and services, and commitment to customer satisfaction, FFNB is an excellent choice for your financial needs. Visit their website or contact customer service at (970) 223-1111 to learn more.

Remember to always verify the routing number you are using for your financial transactions to ensure accuracy and avoid any potential issues. By following the information provided in this comprehensive guide, you can confidently manage your funds and make financial transactions with ease.