Comerica Bank Routing Number Texas: Your Ultimate Guide

Whether you're making a wire transfer, setting up direct deposit, or handling other financial transactions, knowing the correct routing number is crucial. For Comerica Bank customers in Texas, having the right routing number on hand is essential. This comprehensive guide will provide you with everything you need to know about Comerica Bank's Texas routing numbers.

Comerica Bank Routing Number: Texas Overview

The routing number is a nine-digit code that identifies the financial institution and the location where your account is held. For Comerica Bank, the routing number varies depending on the branch where your account is located.

General Routing Number for Comerica Bank Texas:

124000066

This routing number can be used for most transactions, including:

• Wire transfers
• Direct deposit
• ACH payments

Comerica Bank Routing Numbers by Branch Location

In addition to the general routing number, Comerica Bank also has specific routing numbers for each of its branches in Texas.

Why the Routing Number Matters

Using the correct routing number is crucial for ensuring that your financial transactions are processed accurately and efficiently. If you provide an incorrect routing number, your funds may be delayed or even lost.

Benefits of Knowing Your Routing Number

• Faster transaction processing: The correct routing number ensures that your payments and deposits are processed quickly and smoothly.
• Reduced errors: Using the right routing number minimizes the risk of errors that could lead to delays or lost funds.
• Secure transactions: The routing number helps verify your identity and ensures that your transactions are protected from fraud.

How to Find Your Routing Number

• Bank statement: Your routing number can be found on your bank statement, usually in the upper left corner of the check.
• Online banking: Log in to your Comerica Bank online account and navigate to the "Account Information" section.
• Mobile app: Open the Comerica Bank mobile app and tap on "More" > "Account Information" to find your routing number.
• Contact Comerica Bank: You can also call or visit a Comerica Bank branch to obtain your routing number.

Stories and Lessons Learned

• Lost Funds: A customer sent a wire transfer using an incorrect routing number. The funds were sent to the wrong account and were never recovered.
• Delayed Payment: A business missed a vendor payment due to an incorrect routing number. The payment was processed late, resulting in late fees.
• Identity Theft: Fraudsters used a stolen routing number to access a customer's account and drain their funds.

What We Learn from These Stories:

• Always double-check your routing number before sending funds.
• Be cautious of phishing emails or phone calls that ask for your routing number.
• Protect your personal financial information to prevent identity theft.

Step-by-Step Approach to Using Your Routing Number

1. Identify the type of transaction you're making: Wire transfer, direct deposit, etc.
2. Obtain the correct routing number: Use the general routing number or find the specific routing number for your branch.
3. Enter the routing number in the appropriate field: When prompted during the transaction process.
4. Verify the routing number: Double-check the accuracy of the routing number before submitting the transaction.

Call to Action

Stay informed about your bank's routing numbers to ensure accurate and efficient financial transactions. Remember, using the correct routing number is essential for avoiding delays, errors, and potential financial loss.