Oklahoma Capital Bank: A Comprehensive Guide to Its Services, Products, and History

Introduction

Oklahoma Capital Bank, headquartered in Oklahoma City, Oklahoma, is a locally owned and operated financial institution that has been serving the state of Oklahoma for over a century. With a rich history dating back to 1907, the bank has grown to become one of the largest financial institutions in the state, offering a comprehensive range of banking services to individuals, businesses, and municipalities.

Products and Services

Oklahoma Capital Bank provides a wide array of products and services to meet the diverse financial needs of its customers. These include:

• Personal Banking: Checking accounts, savings accounts, money market accounts, and certificates of deposit.
• Business Banking: Commercial loans, lines of credit, cash management services, and merchant services.
• Municipal Banking: Issuance of municipal bonds, underwriting of public offerings, and financial advisory services.
• Trust and Wealth Management: Trust services, investment management, and estate planning.
• Insurance Services: Homeowners insurance, renters insurance, auto insurance, and life insurance.

History

Oklahoma Capital Bank was founded in 1907 as the American National Bank of Oklahoma City. In the early years, the bank played a vital role in the development of the Oklahoma City metropolitan area. It provided financing for the construction of numerous buildings, including the First National Center, the tallest building in Oklahoma City at the time.

During the Great Depression, American National Bank remained solvent and continued to support the local economy. In 1944, the bank merged with the First National Bank of Oklahoma City to form the First National Bank and Trust Company of Oklahoma City.

In 1971, the bank changed its name to Oklahoma Capital Bank. The bank continued to grow and expand throughout the state, opening branches in major cities and towns. In 1998, Oklahoma Capital Bank acquired First American National Bank of Moore, Oklahoma, further expanding its presence in the Oklahoma City metropolitan area.

Financial Performance

Oklahoma Capital Bank is a financially sound and profitable institution. As of June 30, 2023, the bank had total assets of $5.2 billion, total deposits of $4.1 billion, and total loans of $3.6 billion. The bank has consistently reported strong earnings in recent years, with net income of $34.8 million in the first six months of 2023.

Customer Service

Oklahoma Capital Bank takes pride in providing exceptional customer service. The bank has received numerous awards for its commitment to customer satisfaction. In 2023, the bank was ranked among the top 10 banks in the United States for customer satisfaction by J.D. Power and Associates.

Innovation

Oklahoma Capital Bank is committed to innovation and continuously explores new ways to improve its products and services. The bank has been a pioneer in the use of technology in banking, offering online banking, mobile banking, and remote deposit capture.

In 2023, Oklahoma Capital Bank launched its digital banking platform, which provides customers with a seamless and convenient banking experience. The platform offers a range of features, including:

• Real-time account balances and transaction notifications
• Mobile check deposit
• Bill pay and money transfer services
• Personal financial management tools

Local Involvement

Oklahoma Capital Bank is deeply committed to the communities it serves. The bank supports a variety of local organizations, including schools, hospitals, and non-profit organizations. The bank also sponsors numerous events throughout the year, including the Oklahoma City Memorial Marathon and the Oklahoma State Fair.

Conclusion

Oklahoma Capital Bank is a trusted and reliable financial institution that has been serving the state of Oklahoma for over a century. The bank offers a wide range of products and services to meet the needs of individuals, businesses, and municipalities. Oklahoma Capital Bank is committed to innovation and customer service, and it is a valuable asset to the communities it serves.

Additional Information

Frequently Asked Questions

• What is Oklahoma Capital Bank's routing number? 104105373
• What are Oklahoma Capital Bank's hours of operation? Monday-Friday, 8:00 AM - 5:00 PM
• How do I open an account with Oklahoma Capital Bank? You can open an account online, by phone, or at any of our branch locations.

Contact Information

Oklahoma Capital Bank
210 Park Avenue
Oklahoma City, OK 73102
(405) 272-1000
www.okcapitalbank.com

Social Media

• Facebook: www.facebook.com/okcapitalbank
• Twitter: @okcapitalbank
• LinkedIn: www.linkedin.com/company/oklahoma-capital-bank

Appendix

Table 1: Oklahoma Capital Bank Financial Performance

Table 2: Oklahoma Capital Bank Rankings

Table 3: Oklahoma Capital Bank Fees

Table 4: Oklahoma Capital Bank Interest Rates