OneAmerica: Insurance for All Your Needs
OneAmerica Financial Partners, Inc. is a leading provider of insurance and financial services. The company's products and services include life insurance, annuities, retirement planning, employee benefits, and property and casualty insurance. OneAmerica serves more than 2 million customers in all 50 states and the District of Columbia.
OneAmerica is committed to providing financial security to its customers. The company's financial strength and stability are consistently recognized by independent rating agencies. OneAmerica has been awarded an "A+" (Superior) rating by A.M. Best, the leading insurance rating agency.
Life Insurance
OneAmerica offers a variety of life insurance products to meet the needs of individuals and families. These products include:
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Term life insurance: Term life insurance provides coverage for a specific period of time, such as 10, 20, or 30 years. This type of insurance is typically the most affordable option.
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Whole life insurance: Whole life insurance provides coverage for the entire life of the insured person. This type of insurance is more expensive than term life insurance, but it also builds cash value that can be used for retirement planning or other financial needs.
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Universal life insurance: Universal life insurance is a flexible type of insurance that allows the insured person to adjust the amount of coverage and the premium payments. This type of insurance is more expensive than term life insurance, but it also offers more flexibility.
Annuities
OneAmerica offers a variety of annuity products to help you save for retirement. These products include:
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Fixed annuities: Fixed annuities provide a guaranteed rate of return for a specific period of time. This type of annuity is a good option for those who are looking for a safe and predictable investment.
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Variable annuities: Variable annuities offer the potential for higher returns, but they also come with more risk. This type of annuity is a good option for those who are willing to take on more risk in order to potentially earn higher returns.
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Index annuities: Index annuities offer a combination of the safety of a fixed annuity with the potential for higher returns of a variable annuity. This type of annuity is a good option for those who are looking for a balance of safety and growth potential.
Retirement Planning
OneAmerica offers a variety of retirement planning products and services to help you reach your retirement goals. These products and services include:
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401(k) plans: 401(k) plans are employer-sponsored retirement plans that allow you to save for retirement on a tax-deferred basis. OneAmerica offers a variety of 401(k) plans to meet the needs of employers and employees.
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IRAs: IRAs are individual retirement accounts that allow you to save for retirement on a tax-advantaged basis. OneAmerica offers a variety of IRAs to meet the needs of individuals and families.
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Financial planning: OneAmerica offers financial planning services to help you develop a personalized retirement plan. Our financial planners can help you assess your retirement goals, develop a savings strategy, and make investment decisions.
Employee Benefits
OneAmerica offers a variety of employee benefits products and services to help employers attract and retain top talent. These products and services include:
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Health insurance: OneAmerica offers a variety of health insurance plans to meet the needs of employers and employees. Our health insurance plans include traditional health insurance plans, as well as consumer-directed health plans.
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Dental insurance: OneAmerica offers a variety of dental insurance plans to meet the needs of employers and employees. Our dental insurance plans include traditional dental insurance plans, as well as dental savings plans.
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Vision insurance: OneAmerica offers a variety of vision insurance plans to meet the needs of employers and employees. Our vision insurance plans include traditional vision insurance plans, as well as vision care discount plans.
Property and Casualty Insurance
OneAmerica offers a variety of property and casualty insurance products to protect your home, your car, and your other valuable assets. These products include:
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Homeowners insurance: Homeowners insurance protects your home and your belongings from damage caused by fire, theft, and other hazards. OneAmerica offers a variety of homeowners insurance plans to meet the needs of homeowners.
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Renters insurance: Renters insurance protects your belongings from damage caused by fire, theft, and other hazards. OneAmerica offers a variety of renters insurance plans to meet the needs of renters.
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Auto insurance: Auto insurance protects you from liability if you are involved in an accident. OneAmerica offers a variety of auto insurance plans to meet the needs of drivers.
Why Choose OneAmerica?
There are many reasons to choose OneAmerica for your insurance and financial needs. Here are just a few:
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Financial strength and stability: OneAmerica is a financially strong and stable company. The company has been awarded an "A+" (Superior) rating by A.M. Best, the leading insurance rating agency.
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Commitment to customer service: OneAmerica is committed to providing excellent customer service. The company has a team of experienced and knowledgeable customer service representatives who are available to help you with your insurance and financial needs.
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Wide range of products and services: OneAmerica offers a wide range of insurance and financial products and services to meet the needs of individuals, families, and businesses.
Contact OneAmerica Today
To learn more about OneAmerica's insurance and financial products and services, please contact us today. We would be happy to answer your questions and help you find the right products and services for your needs.
Table 1: Financial Strength and Stability Ratings
Rating Agency |
Rating |
A.M. Best |
A+ (Superior) |
Fitch Ratings |
AA- (Very Strong) |
Moody's Investors Service |
Aa3 (Excellent) |
Table 2: Life Insurance Products and Benefits
Product |
Coverage |
Benefits |
Term life insurance |
Fixed period of time |
Affordable premiums |
Whole life insurance |
Entire life of the insured person |
Cash value that can be used for retirement planning or other financial needs |
Universal life insurance |
Flexible coverage and premium payments |
More flexibility than term life insurance |
Table 3: Annuity Products and Benefits
Product |
Guarantee |
Potential Returns |
Fixed annuities |
Guaranteed rate of return |
Safe and predictable investment |
Variable annuities |
Potential for higher returns |
More risk than fixed annuities |
Index annuities |
Combination of safety and growth potential |
Balance of safety and growth potential |
Table 4: Employee Benefits Products and Services
Product/Service |
Benefits |
Health insurance |
Protection from medical expenses |
Dental insurance |
Protection from dental expenses |
Vision insurance |
Protection from vision care expenses |