Peoples Bank: Empowering Paris, Texas

A Legacy of Community Banking

Nestled in the heart of Lamar County, Peoples Bank has served the Paris, Texas community for over a century. Since its humble beginnings in 1913, the bank has grown into a vibrant financial institution, dedicated to empowering local businesses and individuals.

Understanding Customer Needs

Peoples Bank understands that every customer is unique, with specific financial goals and aspirations. From first-time homebuyers to seasoned business owners, the bank offers a comprehensive suite of products and services tailored to meet their evolving needs.

Personal and Business Banking

Personal Banking:

• Checking and savings accounts
• Credit cards and loans
• Mortgages and home equity loans
• Investment services

Business Banking:

• Commercial loans and lines of credit
• Business checking and savings accounts
• Cash management services
• Equipment financing

Community Involvement

Peoples Bank is deeply invested in the Paris community, playing an active role in supporting local businesses, schools, and non-profit organizations.

• Member of the Paris Chamber of Commerce
• Contributor to local charities and community events
• Participates in financial literacy programs
• Provides educational opportunities for customers and community members

Financial Strength and Stability

With assets exceeding $250 million, Peoples Bank is a financially sound institution, committed to long-term growth and sustainability. The bank adheres to the highest standards of compliance and risk management, ensuring the safety and security of customer deposits.

Key Financial Statistics:

Digital Banking Services

In today's digital age, Peoples Bank provides convenient and secure banking services online and on the go:

• Online Banking: Access accounts, transfer funds, pay bills, and more
• Mobile Banking: Manage finances from smartphones or tablets
• Remote Deposit Capture: Deposit checks electronically
• eStatements: Receive and view statements online

Customer-Centric Approach

At Peoples Bank, the customer is always at the heart of everything we do. The bank's employees are known for their exceptional customer service, providing personalized advice and support to each and every client.

Customer Service Statistics:

Strategies for Success

Peoples Bank's commitment to customer satisfaction and community involvement has fueled its ongoing success. The bank employs the following key strategies to maintain its competitive edge and deliver value to clients:

• Personalized Service: Tailoring solutions to meet individual customer needs
• Community Involvement: Building strong relationships and supporting local initiatives
• Digital Innovation: Embracing emerging technologies to enhance convenience and accessibility
• Employee Empowerment: Investing in team members and fostering a culture of excellence
• Financial Prudence: Adhering to sound risk management practices and maintaining financial stability

Tips and Tricks

To make the most of your banking experience with Peoples Bank, consider these helpful tips and tricks:

• Use online banking for quick and easy account management.
• Sign up for mobile banking to bank on the go.
• Take advantage of remote deposit capture to save time and effort.
• Meet with a financial advisor to discuss your financial goals and develop a tailored plan.
• Get involved in community events and support local businesses.

Common Mistakes to Avoid

To ensure a smooth and rewarding banking experience, avoid these common pitfalls:

• Overspending or taking on too much debt.
• Not saving for the future or setting aside an emergency fund.
• Neglecting to review financial statements or monitor account balances.
• Not seeking professional advice when making major financial decisions.
• Overlooking the importance of digital banking services.

Conclusion

Peoples Bank is more than just a financial institution; it is a trusted partner in the Paris, Texas community. With a rich history of community banking, a deep understanding of customer needs, and a commitment to financial strength and stability, the bank is well-positioned to continue serving the community for generations to come.