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529 Plan Performance Comparison Chart

Introduction

529 plans are tax-advantaged savings plans designed to help families save for college. They offer a variety of investment options, and earnings grow tax-free. However, not all 529 plans are created equal. Some plans have higher fees than others, and some offer more investment options. It's important to compare 529 plans before you invest to make sure you're getting the best deal.

529 Plan Performance Comparison Chart

The following table compares the performance of some of the most popular 529 plans. The table includes data on the plan's average annual return, fees, and investment options.

Plan	Average Annual Return	Fees	Investment Options
Vanguard 529 Plan	7.0%	0.15%	Over 30 investment options
Fidelity 529 Plan	6.5%	0.25%	Over 20 investment options
TIAA-CREF 529 Plan	6.0%	0.30%	Over 15 investment options
State Street 529 Plan	5.5%	0.40%	Over 10 investment options

How to Choose a 529 Plan

When choosing a 529 plan, there are several factors to consider, including:

529 plan performance comparison chart

Fees: The fees associated with a 529 plan can eat into your returns over time. Be sure to compare the fees of different plans before you invest.
Investment options: The investment options offered by a 529 plan can have a significant impact on your returns. Some plans offer a wide range of investment options, while others offer a more limited selection.
State tax benefits: Some states offer tax breaks for residents who invest in their state's 529 plan. Be sure to consider the state tax benefits when choosing a 529 plan.

Tips for Investing in a 529 Plan

Here are a few tips for investing in a 529 plan:

Start saving early. The sooner you start saving, the more time your money has to grow.
Invest aggressively. 529 plans offer a variety of investment options, including stocks, bonds, and mutual funds. Consider investing in a more aggressive portfolio to maximize your returns.
Rebalance your portfolio regularly. As your child gets closer to college, you may want to rebalance your portfolio to reduce your risk.

Conclusion

529 plans can be a valuable tool for saving for college. However, it's important to compare 529 plans before you invest to make sure you're getting the best deal. Consider the fees, investment options, and state tax benefits when making your decision.

529 Plan Performance Comparison Chart