America's First Federal Credit Union: 7 Unbeatable Benefits & So Much More

A Trusted Financial Partner for Over 80 Years

America's First Federal Credit Union (AFFCU), a not-for-profit financial cooperative, has been providing exceptional financial services to its members since 1939. With over 1,000 branches and 5,000 ATMs nationwide, AFFCU is committed to empowering its members with financial security and well-being. Here are some of the key benefits you can enjoy as a member of America's First Federal Credit Union:

1. Competitive Rates and Low Fees

AFFCU offers competitive rates on loans, mortgages, and savings accounts, allowing you to save money and grow your assets faster. Additionally, AFFCU's fees are typically lower than those charged by banks, helping you keep more of your hard-earned income.

2. Variety of Financial Products and Services

AFFCU offers a wide range of financial products and services to meet your diverse needs, including:

• Checking and savings accounts
• Mortgages and home equity loans
• Personal and auto loans
• Credit cards
• Investments and retirement planning
• Insurance products

3. Exceptional Customer Service

AFFCU is renowned for its exceptional customer service, with friendly and knowledgeable staff available to assist you with all your financial needs. Whether you prefer to bank in person, online, or through the mobile app, AFFCU is always there for you.

4. Financial Education and Empowerment

AFFCU is committed to financial education and empowerment, offering free financial literacy webinars, workshops, and resources to help members improve their financial knowledge and skills.

5. Community Involvement

AFFCU is actively involved in supporting the communities it serves, donating millions of dollars to local charities and sponsoring community events.

6. Member-Owned and Controlled

As a member-owned and controlled credit union, AFFCU's profits are returned to its members in the form of higher interest rates, lower fees, and improved services. This cooperative structure ensures that your financial well-being is always a top priority.

7. Latest Technology and Security Measures

AFFCU invests heavily in the latest technology and security measures to protect your financial information and transactions. You can bank with confidence knowing that your money is safe and secure.

Additional Perks and Features of America's First Federal Credit Union

In addition to the core benefits listed above, AFFCU offers a range of other perks and features that make banking with us even more rewarding:

• Mobile banking and online account management: Manage your finances anytime, anywhere with AFFCU's convenient mobile app and online banking platform.
• Rewards programs: Earn points and redeem them for valuable rewards, including cash back, gift cards, and travel.
• Financial planning services: Receive personalized financial guidance from our experienced financial advisors to help you achieve your financial goals.
• Mortgage and home equity calculators: Use AFFCU's online calculators to estimate your mortgage payments, compare loan options, and determine your home equity.
• Access to national ATMs: Withdraw cash or make deposits at thousands of ATMs nationwide, including ATMs at 7-Eleven, CVS, and Walgreens.

AFFCU's Commitment to Members

America's First Federal Credit Union is dedicated to providing exceptional financial services and empowering its members to achieve financial well-being. With competitive rates, a wide range of products and services, exceptional customer service, financial education initiatives, community involvement, and a member-owned and controlled structure, AFFCU is the ideal financial partner for you.

Frequently Asked Questions (FAQs)

1. What are the membership requirements to join AFFCU?

To become a member of AFFCU, you must meet one of the following eligibility criteria:
- Live, work, or attend school in one of our eligible counties in Utah, Idaho, Nevada, Arizona, Wyoming, or California.
- Be an immediate family member of an existing AFFCU member.
- Be an employee or retiree of one of our participating Select Employee Groups (SEGs).

2. What are the fees associated with membership?

There is a one-time membership fee of $5, which is waived for members under 18 years of age.

3. How can I open an account with AFFCU?

You can open an account online, in person at any of our branches, or by calling our Member Service Center at 1-800-999-3961.

4. What types of loans does AFFCU offer?

AFFCU offers a variety of loans, including personal loans, auto loans, mortgages, home equity loans, and lines of credit.

5. What are the benefits of using AFFCU's mobile banking app?

AFFCU's mobile banking app allows you to conveniently manage your finances on the go. You can check your account balances, transfer funds, deposit checks, pay bills, and more.

6. How does AFFCU protect my financial information?

AFFCU uses the latest technology and security measures to protect your financial information and transactions. Your accounts are protected by our state-of-the-art encryption and fraud monitoring systems.

7. What are the benefits of being a member-owned and controlled credit union?

As a member-owned and controlled credit union, AFFCU's profits are returned to its members in the form of higher interest rates, lower fees, and improved services. This cooperative structure ensures that your financial well-being is always a top priority.

8. How can I get involved in AFFCU's community involvement initiatives?

AFFCU actively supports the communities it serves through donations, sponsorships, and volunteerism. You can get involved by attending our community events, volunteering your time, or donating to our local charities.

Join America's First Federal Credit Union today and experience the difference!