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10 Best Banks in Boise, Idaho

Introduction

Boise, Idaho is a thriving city with a diverse economy and a growing population. As a result, there are a number of banks that have established a presence in the city. These banks offer a variety of services to individuals and businesses, including checking and savings accounts, loans, and investment services.

Top 10 Banks in Boise

  1. Bank of America
  • Number of branches: 10
  • Assets: $2.3 trillion
  • Founded: 1998

Bank of America is the largest bank in the United States by assets. It offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

  1. Wells Fargo
  • Number of branches: 9
  • Assets: $1.9 trillion
  • Founded: 1852

Wells Fargo is the second largest bank in the United States by assets. It offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

banks in boise idaho

  1. Chase
  • Number of branches: 8
  • Assets: $2.6 trillion
  • Founded: 1799

Chase is the largest bank in the United States by deposits. It offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

  1. U.S. Bank
  • Number of branches: 7
  • Assets: $542 billion
  • Founded: 1863

U.S. Bank is the fifth largest bank in the United States by assets. It offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

10 Best Banks in Boise, Idaho

  1. KeyBank
  • Number of branches: 6
  • Assets: $145 billion
  • Founded: 1849

KeyBank is the largest bank in the Midwest by assets. It offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

Introduction

  1. Zions Bank
  • Number of branches: 5
  • Assets: $86 billion
  • Founded: 1873

Zions Bank is the largest bank in Utah by assets. It offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

  1. Idaho Central Credit Union
  • Number of branches: 4
  • Assets: $5 billion
  • Founded: 1934

Idaho Central Credit Union is the largest credit union in Idaho by assets. It offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

  1. Banner Bank
  • Number of branches: 3
  • Assets: $3 billion
  • Founded: 1993

Banner Bank is a community bank that offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

  1. Washington Trust Bank
  • Number of branches: 2
  • Assets: $1 billion
  • Founded: 1902

Washington Trust Bank is a community bank that offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

Bank of America

  1. Bank of Idaho
  • Number of branches: 1
  • Assets: $500 million
  • Founded: 1867

Bank of Idaho is a community bank that offers a wide range of banking products and services, including checking and savings accounts, loans, and investment services.

How to Choose a Bank in Boise

When choosing a bank in Boise, there are a number of factors to consider, including:

  • The type of accounts you need. Some banks offer a wider range of accounts than others. Consider your needs and choose a bank that offers the accounts you need.
  • The fees associated with the accounts. Some banks charge monthly maintenance fees, overdraft fees, and other fees. Be sure to compare the fees charged by different banks before choosing one.
  • The interest rates offered on deposits. Some banks offer higher interest rates on deposits than others. Consider your savings goals and choose a bank that offers a competitive interest rate.
  • The convenience of the bank's branches and ATMs. Consider the locations of the bank's branches and ATMs and choose a bank that is convenient for you.
  • The customer service offered by the bank. Some banks offer better customer service than others. Consider your needs and choose a bank that offers the level of customer service you need.

Conclusion

There are a number of banks in Boise that offer a variety of products and services. By considering the factors discussed above, you can choose a bank that meets your needs.

Additional Information

Table 1: Bank Branches in Boise

Bank Number of Branches
Bank of America 10
Wells Fargo 9
Chase 8
U.S. Bank 7
KeyBank 6
Zions Bank 5
Idaho Central Credit Union 4
Banner Bank 3
Washington Trust Bank 2
Bank of Idaho 1

Table 2: Bank Assets

Bank Assets
Bank of America $2.3 trillion
Wells Fargo $1.9 trillion
Chase $2.6 trillion
U.S. Bank $542 billion
KeyBank $145 billion
Zions Bank $86 billion
Idaho Central Credit Union $5 billion
Banner Bank $3 billion
Washington Trust Bank $1 billion
Bank of Idaho $500 million

Table 3: Bank Interest Rates

Bank Savings Account Interest Rate CD Interest Rate
Bank of America 0.01% 0.25%
Wells Fargo 0.01% 0.25%
Chase 0.01% 0.25%
U.S. Bank 0.01% 0.25%
KeyBank 0.01% 0.25%
Zions Bank 0.01% 0.25%
Idaho Central Credit Union 0.05% 0.50%
Banner Bank 0.01% 0.25%
Washington Trust Bank 0.01% 0.25%
Bank of Idaho 0.01% 0.25%

Table 4: Bank Fees

Bank Monthly Maintenance Fee Overdraft Fee ATM Fee
Bank of America $12 $35 $3
Wells Fargo $15 $35 $3
Chase $12 $35 $3
U.S. Bank $10 $35 $3
KeyBank $10 $35 $3
Zions Bank $5 $35 $3
Idaho Central Credit Union $0 $30 $0
Banner Bank $5 $35 $3
Washington Trust Bank $10 $35 $3
Bank of Idaho $5 $35 $3

Tips and Tricks

  • Shop around for the best interest rates. Compare the interest rates offered by different banks before choosing one.
  • Consider your needs before choosing a bank. Consider the type of accounts you need, the fees associated with the accounts, and the interest rates offered on deposits.
  • Take advantage of online banking. Online banking can save you time and money.
  • Set up automatic payments. Automatic payments can help you avoid late fees and overdraft fees.

Common Mistakes to Avoid

  • Choosing a bank without comparing interest rates. Don't choose a bank without comparing the interest rates offered by different banks.
  • Choosing a bank with high fees. Avoid banks that charge high monthly maintenance fees, overdraft fees, and ATM fees.
  • Not taking advantage of online banking. Online banking can save you time and money.
  • Not setting up automatic payments. Automatic payments can help you avoid late fees and overdraft fees.
  • Overdrawing your account. Overdrawing your account can lead to overdraft fees and damage your credit score.
Time:2024-12-20 14:01:34 UTC

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