Progressive Defensive Driving Discount: 32% Off Car Insurance

Are you paying too much for car insurance?

According to the National Association of Insurance Commissioners (NAIC), the average cost of car insurance in the United States is $1,092 per year. However, there are a number of things you can do to reduce your car insurance costs, such as taking a defensive driving course.

Progressive Defensive Driving Discount

Progressive offers a defensive driving discount of up to 32% for drivers who complete an approved defensive driving course. This discount is available to all Progressive customers, regardless of their age or driving experience.

To qualify for the discount, you must complete an approved defensive driving course within the past three years. The course must be at least six hours long and must cover topics such as:

• Defensive driving techniques
• Accident avoidance
• Traffic laws
• Vehicle maintenance

Benefits of Taking a Defensive Driving Course

In addition to saving money on your car insurance, taking a defensive driving course can also help you become a safer driver. Studies have shown that drivers who complete a defensive driving course are less likely to be involved in an accident.

Here are some of the benefits of taking a defensive driving course:

• Reduced risk of accidents
• Lower car insurance costs
• Improved driving skills
• Increased confidence behind the wheel

How to Find an Approved Defensive Driving Course

There are a number of ways to find an approved defensive driving course. You can:

• Ask your insurance company for a list of approved courses.
• Search for courses online.
• Contact your local community college or driving school.

Once you have found a course, be sure to register and complete it within the past three years to qualify for the Progressive defensive driving discount.

Ways to Reduce Your Car Insurance Costs

In addition to taking a defensive driving course, there are a number of other things you can do to reduce your car insurance costs, such as:

• Maintaining a good driving record. Drivers with clean driving records pay less for car insurance than drivers with multiple accidents or traffic violations.
• Driving a safe car. Cars with safety features such as airbags and anti-lock brakes are less likely to be involved in accidents, which can lead to lower insurance costs.
• Choosing a higher deductible. A higher deductible means that you will pay more out of pocket in the event of an accident, but it can also lead to lower insurance premiums.
• Bundling your insurance policies. Bundling your car insurance with your home insurance or other policies can often lead to discounts.

Conclusion

If you are looking for ways to save money on your car insurance, taking a defensive driving course is a great option. Progressive offers a defensive driving discount of up to 32% for drivers who complete an approved course. In addition to saving money, taking a defensive driving course can also help you become a safer driver.

Frequently Asked Questions

How much can I save on my car insurance by taking a defensive driving course?

Progressive offers a defensive driving discount of up to 32%. The amount of your discount will vary depending on your driving record and other factors.

What are the benefits of taking a defensive driving course?

In addition to saving money on your car insurance, taking a defensive driving course can also help you:

• Become a safer driver
• Improve your driving skills
• Increase your confidence behind the wheel

How do I find an approved defensive driving course?

You can find an approved defensive driving course by:

• Asking your insurance company for a list of approved courses
• Searching for courses online
• Contacting your local community college or driving school

How long does a defensive driving course last?

Most defensive driving courses are six hours long. However, some courses may be longer or shorter.

How often do I need to take a defensive driving course to qualify for the discount?

You need to take a defensive driving course within the past three years to qualify for the Progressive defensive driving discount.