Citigroup Double Cash Card: Your Ultimate Guide to 2% Rewards

What is the Citigroup Double Cash Card?

The Citigroup Double Cash Card is a cashback credit card that offers double rewards on every purchase. Cardholders earn 1% cash back on purchases when they buy, and then an additional 1% when they pay their bill. This means that cardholders can earn up to 2% cash back on all of their purchases, making it one of the most rewarding credit cards on the market.

Benefits of the Citigroup Double Cash Card

The Citigroup Double Cash Card offers a number of benefits, including:

• 2% cash back on all purchases
• No annual fee
• 0% intro APR on balance transfers for 18 months
• Balance transfer fee of 5%
• *Foreign transaction fee of 3%

How to Apply for the Citigroup Double Cash Card

To apply for the Citigroup Double Cash Card, you must be at least 18 years old and have a good credit score. You can apply online, by phone, or by mail. The application process is quick and easy, and you will typically receive a decision within a few days.

Common Mistakes to Avoid

When using the Citigroup Double Cash Card, there are a few common mistakes to avoid:

• Not paying your bill on time. Late payments can damage your credit score and result in fees.
• Spending more than you can afford. Credit card debt can be expensive, so it is important to only spend what you can afford to pay back.
• Using your card for cash advances. Cash advances are subject to high fees and interest rates, so it is best to avoid them if possible.

How to Use the Citigroup Double Cash Card to Get the Most Rewards

There are a few things you can do to maximize your rewards with the Citigroup Double Cash Card:

• Use your card for all of your purchases. The more you use your card, the more rewards you will earn.
• Pay your bill in full each month. This will help you avoid paying interest and maximize your cash back earnings.
• Take advantage of bonus categories. Citigroup offers bonus categories that can help you earn even more rewards on certain types of purchases.

Pros and Cons of the Citigroup Double Cash Card

The Citigroup Double Cash Card has a number of pros and cons, including:

Pros:

• 2% cash back on all purchases
• No annual fee
• 0% intro APR on balance transfers for 18 months

Cons:

• *Foreign transaction fee of 3%

Conclusion

The Citigroup Double Cash Card is a great rewards credit card that can help you earn valuable cash back on all of your purchases. With no annual fee and a generous rewards program, the Citigroup Double Cash Card is a great option for cardholders of all types.

4 Useful Tables

Table 1: Citigroup Double Cash Card Rewards

Table 2: Citigroup Double Cash Card Fees

Table 3: Citigroup Double Cash Card Intro APRs

Table 4: Citigroup Double Cash Card Credit Score Requirements