Baltimore Employee Credit Union: A Comprehensive Guide to Membership and Services

Membership Eligibility and Benefits

Who is eligible for membership?
- Employees of Baltimore City and Baltimore County
- Employees of companies that have a group relationship with BECU
- Family members of eligible employees

Benefits of membership:
- Competitive interest rates on savings and loans
- Low fees on checking and other accounts
- Access to a wide range of financial services
- Credit counseling and financial planning assistance
- Member discounts on products and services

Services Offered by BECU

Savings and checking accounts:
- BECU offers a variety of savings and checking accounts to meet the needs of its members, including:
- Regular savings accounts
- Money market accounts
- Certificates of deposit
- Checking accounts with check writing privileges and mobile banking

Loans:
- BECU offers a variety of loans to help its members finance their needs, including:
- Auto loans
- Personal loans
- Home equity loans
- Lines of credit

Credit cards:
- BECU offers a variety of credit cards to help its members earn rewards and build credit, including:
- Cashback credit cards
- Travel rewards credit cards
- Balance transfer credit cards

Financial planning:
- BECU offers a variety of financial planning services to help its members reach their financial goals, including:
- Retirement planning
- Investment advice
- Estate planning

Insurance:
- BECU offers a variety of insurance products to help its members protect their assets and loved ones, including:
- Homeowners insurance
- Auto insurance
- Life insurance

How to Open an Account with BECU

Step 1: Verify your eligibility.
Visit the BECU website or call the member service center to verify your eligibility for membership.

Step 2: Gather your required documents.
You will need to provide identification, proof of employment, and a minimum deposit to open an account.

Step 3: Visit a BECU branch or call the member service center.
You can open an account in person at a BECU branch or over the phone by calling the member service center.

Table 1: BECU Savings and Checking Account Rates

Table 2: BECU Loan Rates

Table 3: BECU Credit Card Rewards

Table 4: BECU Financial Planning Services

Why Choose BECU?

Competitive rates: BECU offers competitive rates on savings and loans, as well as low fees on checking and other accounts.

Wide range of services: BECU offers a wide range of financial services to meet the needs of its members, including savings and checking accounts, loans, credit cards, financial planning, and insurance.

Member-owned: BECU is a member-owned credit union, which means that its profits are returned to its members in the form of higher interest rates, lower fees, and better service.

Exceptional customer service: BECU is committed to providing exceptional customer service to its members. The credit union has a team of friendly and knowledgeable representatives who are available to answer questions and help members with their financial needs.

Conclusion

Baltimore Employee Credit Union is a great choice for employees of Baltimore City and Baltimore County, as well as employees of companies that have a group relationship with BECU. BECU offers a wide range of financial services at competitive rates, and is committed to providing exceptional customer service. If you are looking for a financial institution that can help you reach your financial goals, BECU is a great option to consider.