USAA Auto Insurance: 101

Who is USAA?

USAA is a financial services company that provides insurance, banking, and investment products to military members, veterans, and their families. USAA was founded in 1922 by a group of Army officers who wanted to provide affordable insurance to their fellow military members. Today, USAA is one of the largest insurance companies in the United States, with over 12 million members.

What Types of Auto Insurance Does USAA Offer?

USAA offers a variety of auto insurance policies, including:

• Liability insurance: This type of insurance covers damages to other people or their property if you are at fault in an accident.
• Collision insurance: This type of insurance covers damages to your own car if you are involved in an accident, regardless of who is at fault.
• Comprehensive insurance: This type of insurance covers damages to your car from events other than accidents, such as theft, vandalism, or natural disasters.
• Uninsured/underinsured motorist coverage: This type of insurance covers damages to you and your car if you are hit by a driver who does not have insurance or who does not have enough insurance to cover your damages.
• Medical payments coverage: This type of insurance covers medical expenses for you and your passengers if you are injured in an accident, regardless of who is at fault.
• Rental car reimbursement coverage: This type of insurance reimburses you for the cost of renting a car if your car is damaged or stolen.

How Much Does USAA Auto Insurance Cost?

The cost of USAA auto insurance will vary depending on a number of factors, including your driving record, the type of car you drive, and the amount of coverage you choose. However, USAA is generally known for offering competitive rates on auto insurance.

According to the National Association of Insurance Commissioners (NAIC), the average annual cost of auto insurance in the United States is $1,426. However, USAA members pay an average of $950 per year for auto insurance, which is a savings of over $475 per year.

What are the Benefits of USAA Auto Insurance?

There are a number of benefits to choosing USAA auto insurance, including:

• Competitive rates: As mentioned above, USAA offers competitive rates on auto insurance.
• Excellent customer service: USAA is known for providing excellent customer service. In fact, J.D. Power and Associates has ranked USAA as the highest-rated auto insurance company for customer satisfaction for 11 consecutive years.
• A variety of discounts: USAA offers a variety of discounts on auto insurance, including discounts for safe driving, good grades, and military service.
• 24/7 claims service: USAA offers 24/7 claims service, so you can always get help when you need it.

How to Get a Quote for USAA Auto Insurance

Getting a quote for USAA auto insurance is easy. You can get a quote online, over the phone, or through a local USAA agent.

To get a quote online, visit the USAA website and click on the "Get a Quote" button. You will then be asked to provide some basic information about yourself and your car. Once you have provided this information, USAA will generate a quote for you.

To get a quote over the phone, call USAA at 1-800-531-USAA (8722). You will then be connected with a USAA representative who can help you get a quote.

To get a quote through a local USAA agent, find an agent near you using the USAA website. You can then contact the agent to schedule an appointment to get a quote.

Conclusion

USAA is a leading provider of auto insurance for military members, veterans, and their families. USAA offers a variety of auto insurance policies, competitive rates, excellent customer service, and a variety of discounts. If you are looking for auto insurance, USAA is a great option to consider.

Additional Information

In addition to the information provided above, here are some additional things to keep in mind about USAA auto insurance:

• USAA offers a usage-based insurance program called SafePilot. SafePilot tracks your driving habits and rewards you for safe driving with discounts on your auto insurance.
• USAA offers a variety of roadside assistance services, including towing, jump-starts, and flat tire changes.
• USAA offers a variety of payment options, including monthly payments, quarterly payments, and annual payments.
• USAA offers a variety of ways to file a claim, including online, over the phone, and through a local USAA agent.