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Very Cheap Car Insurance for $19/month

Car insurance is a necessary expense for drivers, but it can be expensive. The average cost of car insurance in the United States is $1,655 per year, according to the National Association of Insurance Commissioners (NAIC). However, there are ways to get car insurance for much less.

How to Get Very Cheap Car Insurance

There are a number of things you can do to get very cheap car insurance. Some of the most effective strategies include:

  • Shop around. Don't just go with the first insurance company you find. Compare quotes from several different companies to find the best rate.
  • Raise your deductible. The deductible is the amount you have to pay out-of-pocket before your insurance coverage kicks in. Increasing your deductible can lower your premium.
  • Take a defensive driving course. Defensive driving courses can teach you how to drive more safely, which can lead to lower insurance rates.
  • Bundle your insurance policies. If you have multiple insurance policies, such as car insurance and homeowners insurance, you may be able to get a discount by bundling them together.
  • Ask for discounts. Many insurance companies offer discounts for things like being a good student, having a clean driving record, or installing anti-theft devices in your car.

Tips and Tricks for Finding Very Cheap Car Insurance

In addition to the strategies listed above, there are a number of other tips and tricks you can use to find very cheap car insurance. These include:

very cheap car insurance

  • Use a car insurance comparison website. Car insurance comparison websites allow you to compare quotes from multiple insurance companies at once. This can save you a lot of time and hassle.
  • Get quotes online. Getting quotes online is often faster and easier than getting quotes over the phone or in person.
  • Consider usage-based insurance. Usage-based insurance (UBI) is a type of insurance that tracks your driving habits and rewards you for safe driving. UBI can be a great way to save money on car insurance.

Common Mistakes to Avoid When Shopping for Car Insurance

When shopping for car insurance, it's important to avoid making common mistakes. These mistakes include:

  • Not shopping around. As mentioned above, it's important to shop around and compare quotes from multiple insurance companies before making a decision.
  • Choosing the cheapest policy. The cheapest policy isn't always the best policy. Make sure you understand the coverage you're getting before you buy a policy.
  • Not reading your policy. It's important to read your policy carefully so that you understand what is and is not covered.
  • Buying too much coverage. You don't want to overpay for insurance, so it's important to only buy the coverage that you need.
  • Not bundling your policies. If you have multiple insurance policies, you may be able to get a discount by bundling them together.

Useful Tables

The following tables provide some useful information about car insurance.

State Average Annual Car Insurance Premium
California $1,917
Florida $2,281
New York $1,683
Texas $1,529
Washington $1,362
Deductible Average Annual Premium
$500 $1,250
$1,000 $1,100
$2,000 $950
Discount Average Annual Savings
Good student discount $50
Clean driving record discount $100
Anti-theft device discount $25

Conclusion

Car insurance is a necessary expense, but it doesn't have to be expensive. By following the strategies and tips outlined in this article, you can find very cheap car insurance.

Time:2024-12-22 13:14:53 UTC

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