Cheapest Auto Insurance Illinois: Top 6 Options for 2023

Finding the Cheapest Auto Insurance in Illinois

According to the National Association of Insurance Commissioners (NAIC), Illinois has the fourth-highest auto insurance rates in the country, averaging $1,577 per year. This is significantly higher than the national average of $1,286.

However, there are a number of ways to save money on your auto insurance in Illinois. One of the best ways is to compare quotes from multiple insurance companies. This can be done online or through an insurance agent.

Top 6 Cheapest Auto Insurance Companies in Illinois

The following are the top six cheapest auto insurance companies in Illinois, according to a recent study by NerdWallet:

How to Save Money on Auto Insurance in Illinois

In addition to comparing quotes from multiple insurance companies, there are a number of other ways to save money on your auto insurance in Illinois. These include:

• Increasing your deductible: A deductible is the amount of money you pay out of pocket before your insurance coverage kicks in. Increasing your deductible can lower your premium.
• Taking a defensive driving course: Defensive driving courses can teach you how to drive more safely, which can lead to lower insurance rates.
• Installing safety features in your car: Safety features such as anti-lock brakes and airbags can help to reduce the risk of an accident, which can lead to lower insurance rates.
• Bundling your auto insurance with other policies: Bundling your auto insurance with other policies, such as homeowners insurance or renters insurance, can often lead to discounts.

Conclusion

Finding the cheapest auto insurance in Illinois can be a challenge, but it is possible to save money if you compare quotes from multiple insurance companies and take advantage of discounts. By following the tips in this article, you can get the coverage you need at a price you can afford.

Additional Information

• The Illinois Department of Insurance regulates the insurance industry in the state. You can contact the department if you have any questions about your auto insurance coverage.
• The NAIC is a national organization that provides information about insurance. You can visit the NAIC website to learn more about auto insurance rates in Illinois and other states.