Amex Premium Car Rental Insurance: Ultimate Guide

Rental Car Insurance: A Pain Point

Renting a car is a convenient way to explore new destinations or get around town. However, the cost of rental car insurance can be a major pain point. The average cost of rental car insurance is $15 to $40 per day, which can add up to a significant expense over the course of a trip.

Amex Premium Car Rental Insurance: Your Solution

Amex Premium Car Rental Insurance (PCRI) is a valuable benefit that can help you save money on your rental car insurance. PCRI provides primary coverage for damage or theft of the rental car, as well as liability coverage for injuries or damage to other vehicles or property.

PCRI is available to American Express cardholders who book their rental car through American Express Travel. The cost of PCRI is $24.95 per rental, regardless of the length of the rental period.

Benefits of Amex Premium Car Rental Insurance

There are many benefits to using Amex PCRI, including:

• Peace of mind: PCRI provides you with peace of mind knowing that you are covered in the event of an accident or theft.
• Savings: PCRI can save you money on your rental car insurance. The average cost of PCRI is $24.95 per rental, which is significantly less than the average cost of rental car insurance from a rental car company.
• Convenience: PCRI is easy to use. You simply book your rental car through American Express Travel and add PCRI to your reservation.

How to Use Amex Premium Car Rental Insurance

To use Amex PCRI, you must:

1. Be an American Express cardholder.
2. Book your rental car through American Express Travel.
3. Add PCRI to your reservation.

PCRI will automatically be applied to your rental car reservation. You do not need to do anything else to activate the coverage.

Exclusions from Amex Premium Car Rental Insurance

PCRI does not cover all types of damage or theft. The following are some of the exclusions from PCRI:

• Damage or theft of personal belongings
• Damage or theft of the rental car's tires or wheels
• Damage or theft of the rental car's interior
• Damage or theft of the rental car's keys
• Damage or theft of the rental car's audio system
• Damage or theft of the rental car's navigation system
• Damage or theft of the rental car's child safety seats

Important Considerations

Before you use Amex PCRI, it is important to consider the following:

• Your personal auto insurance policy. PCRI is designed to supplement your personal auto insurance policy. It is important to make sure that you have adequate coverage under your personal auto insurance policy before you use PCRI.
• The rental car company's insurance policy. PCRI is not a substitute for the rental car company's insurance policy. You should still purchase the rental car company's insurance policy if you want to be fully covered in the event of an accident or theft.
• Your deductible. PCRI has a $500 deductible. This means that you will be responsible for the first $500 of any damage or theft to the rental car.

Conclusion

Amex PCRI is a valuable benefit that can help you save money on your rental car insurance. PCRI provides you with peace of mind knowing that you are covered in the event of an accident or theft. However, it is important to consider the exclusions from PCRI and the important considerations before you use it.

FAQs

• How much does Amex PCRI cost?
  PCRI costs $24.95 per rental.
• Who is eligible for Amex PCRI?
  Amex PCRI is available to American Express cardholders who book their rental car through American Express Travel.
• What does Amex PCRI cover?
  PCRI provides primary coverage for damage or theft of the rental car, as well as liability coverage for injuries or damage to other vehicles or property.
• What are the exclusions from Amex PCRI?
  PCRI does not cover damage or theft of personal belongings, damage or theft of the rental car's tires or wheels, damage or theft of the rental car's interior, damage or theft of the rental car's keys, damage or theft of the rental car's audio system, damage or theft of the rental car's navigation system, or damage or theft of the rental car's child safety seats.
• What is the deductible for Amex PCRI?
  PCRI has a $500 deductible.
• Can I use Amex PCRI if I have my own auto insurance policy?
  Yes, PCRI is designed to supplement your personal auto insurance policy.
• Can I use Amex PCRI if I rent a car from a company other than American Express Travel?
  No, PCRI is only available for rental cars booked through American Express Travel.

Tables

Table 1: Cost of Rental Car Insurance

Table 2: Benefits of Amex Premium Car Rental Insurance

Table 3: Exclusions from Amex Premium Car Rental Insurance

Table 4: Important Considerations