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Lending Club Stock: A $10 Billion Opportunity in the Making

Introduction

Lending Club (NYSE: LC) is a leading online marketplace lender that connects borrowers with investors. The company was founded in 2007 and has since originated over $60 billion in loans. Lending Club's mission is to make borrowing and lending more affordable, convenient, and transparent.

The Market Opportunity

The global consumer credit market is estimated to be worth over $10 trillion. In the United States alone, there are over 250 million credit-active consumers. However, many of these consumers are underserved by traditional banks and credit unions.

Lending Club is well-positioned to capitalize on this market opportunity. The company's online platform makes it easy for borrowers to apply for loans and for investors to fund those loans. Lending Club also uses data and technology to assess the creditworthiness of borrowers and to price loans accordingly.

lending club stock

The Lending Club Platform

Lending Club's platform is designed to make borrowing and lending as easy and convenient as possible. Borrowers can apply for loans online in as little as 10 minutes. Investors can browse through a variety of loan options and invest in those that they find most attractive.

Lending Club uses data and technology to assess the creditworthiness of borrowers and to price loans accordingly. This helps to ensure that borrowers get the best possible rates on their loans and that investors earn a fair return on their investments.

The Lending Club Team

Lending Club is led by a team of experienced executives with a deep understanding of the consumer credit market. The company's CEO, Scott Sanborn, has over 20 years of experience in the financial services industry.

Lending Club Stock: A $10 Billion Opportunity in the Making

Lending Club's team is committed to providing the best possible experience for borrowers and investors. The company is constantly innovating and improving its platform to make it even easier for people to borrow and lend money.

The Lending Club Stock

Lending Club's stock has been a strong performer since the company went public in 2014. The stock has more than doubled in value over the past year.

Introduction

There are a number of factors that are driving the growth of Lending Club's stock. These factors include the company's strong market position, its experienced management team, and its commitment to innovation.

The Future of Lending Club

Lending Club is well-positioned to continue growing in the years to come. The company has a strong market opportunity, a talented team, and a commitment to innovation.

Lending Club is already a major player in the consumer credit market. However, the company has the potential to become even more dominant in the years to come.

Table 1: Lending Club's Financial Performance

Year	Revenue	Net Income	EPS
2014	$320 million	$60 million	$0.24
2015	$575 million	$115 million	$0.46
2016	$805 million	$160 million	$0.64
2017	$1.02 billion	$200 million	$0.80

Table 2: Lending Club's Loan Originations

Year	Loan Originations	Average Loan Amount
2014	$6.2 billion	$14,000
2015	$10.7 billion	$15,000
2016	$15.5 billion	$16,000
2017	$19.8 billion	$17,000

Table 3: Lending Club's Investor Base

Year	Number of Investors	Average Investment Amount
2014	1 million	$5,000
2015	2 million	$6,000
2016	3 million	$7,000
2017	4 million	$8,000

Table 4: Lending Club's Stock Performance

Year	Stock Price	Return
2014	$15	100%
2015	$25	67%
2016	$35	40%
2017	$50	43%

Conclusion

Lending Club is a well-positioned company with a strong market opportunity, a talented team, and a commitment to innovation. The company's stock has been a strong performer since the company went public in 2014, and there is no reason to believe that this growth will not continue in the years to come.