Marketplace Insurance Telephone Number: 1-800-318-2596

What is Marketplace Insurance?

Marketplace insurance, also known as Obamacare or the Affordable Care Act (ACA), is a health insurance program that provides subsidized health insurance to low- and middle-income Americans. The program was created in 2010 with the goal of expanding health insurance coverage to millions of uninsured Americans.

Who is Eligible for Marketplace Insurance?

To be eligible for Marketplace insurance, you must meet certain income requirements. In general, you must have an income that is between 138% and 400% of the federal poverty level. You must also be a U.S. citizen or legal resident.

How to Apply for Marketplace Insurance

You can apply for Marketplace insurance through the Healthcare.gov website or by calling the Marketplace call center at 1-800-318-2596. You will need to provide information about your income, household size, and health status.

What are the Benefits of Marketplace Insurance?

Marketplace insurance offers a number of benefits, including:

• Subsidized premiums: Marketplace insurance premiums are subsidized by the government, which means that you may be able to get affordable health insurance even if you have a low income.
• Comprehensive coverage: Marketplace insurance plans cover a wide range of essential health benefits, including doctor visits, hospital stays, and prescription drugs.
• No pre-existing condition exclusions: Marketplace insurance plans cannot deny coverage or charge you more for coverage if you have a pre-existing condition.
• Access to a wide network of providers: Marketplace insurance plans give you access to a wide network of doctors and hospitals.

What are the Drawbacks of Marketplace Insurance?

There are also some drawbacks to Marketplace insurance, including:

• Limited choice of plans: Marketplace insurance plans are only available from a limited number of insurers.
• High deductibles: Marketplace insurance plans often have high deductibles, which means that you may have to pay a significant amount of money out of pocket before your insurance coverage kicks in.
• Limited provider networks: Some Marketplace insurance plans have limited provider networks, which means that you may not be able to see the doctor or hospital of your choice.

Is Marketplace Insurance Right for Me?

Marketplace insurance may be a good option for you if you have a low or middle income and you do not have access to affordable health insurance through your employer. Marketplace insurance can also be a good option for you if you have a pre-existing condition.

How to Contact the Marketplace Call Center

You can contact the Marketplace call center at 1-800-318-2596. The call center is open 24 hours a day, 7 days a week.

Additional Resources

• Healthcare.gov: https://www.healthcare.gov/
• Medicaid.gov: https://www.medicaid.gov/
• CHIP.gov: https://www.chip.gov/

Frequently Asked Questions

• What is the income limit for Marketplace insurance?

The income limit for Marketplace insurance is 400% of the federal poverty level. This means that a family of four with an income of $106,000 or less is eligible for Marketplace insurance.

• How much does Marketplace insurance cost?

The cost of Marketplace insurance varies depending on your income, household size, and the plan you choose. However, you may be eligible for a subsidy that can help you lower the cost of your premiums.

• What are the benefits of Marketplace insurance?

Marketplace insurance offers a number of benefits, including subsidized premiums, comprehensive coverage, no pre-existing condition exclusions, and access to a wide network of providers.

• What are the drawbacks of Marketplace insurance?

The drawbacks of Marketplace insurance include limited choice of plans, high deductibles, and limited provider networks.

• How do I apply for Marketplace insurance?

You can apply for Marketplace insurance through the Healthcare.gov website or by calling the Marketplace call center at 1-800-318-2596.