Farm Bureau Home Insurance: 3 Reasons to Protect Your Home with the Number One Rural Insurer

Are you a rural homeowner looking for reliable and affordable home insurance? Look no further than Farm Bureau. Here are three compelling reasons why you should choose Farm Bureau for your home insurance needs:

1. Number One Rural Insurer

Farm Bureau is the leading provider of home insurance in rural America. With over a century of experience, we have the expertise and knowledge to protect your home from the unique risks that rural homeowners face, such as weather-related events, wildfires, and theft.

2. Tailored Coverage for Rural Homes

We understand that rural homes have unique insurance needs. That's why we offer a wide range of coverage options to meet your specific requirements, including:

• Dwelling coverage: Protects your home's structure and attached structures, such as garages and porches.
• Personal property coverage: Covers your belongings, such as furniture, appliances, and clothing.
• Liability coverage: Provides protection against lawsuits if someone is injured on your property.
• Additional living expenses coverage: Covers the cost of temporary housing and other expenses if your home becomes uninhabitable due to a covered loss.

3. Affordable Rates and Discounts

We believe that everyone deserves access to affordable home insurance. That's why we offer competitive rates and a variety of discounts, including:

• Multi-policy discount: Save money by bundling your home and auto insurance with Farm Bureau.
• Safety device discount: Receive a discount for installing safety devices in your home, such as smoke detectors and burglar alarms.
• Loyalty discount: Stay with Farm Bureau for a certain number of years and earn a discount on your home insurance premiums.

Choose Farm Bureau for Peace of Mind

Don't compromise on the protection of your rural home. Choose Farm Bureau, the number one rural insurer, for reliable, affordable, and tailored home insurance coverage. Contact your local Farm Bureau agent today to get a free quote and learn more about our comprehensive insurance solutions.

Frequently Asked Questions

1. What is the deductible on Farm Bureau home insurance?

The deductible is the amount you pay out of pocket before your insurance coverage kicks in. The deductible you choose will impact your insurance premiums, with higher deductibles typically resulting in lower premiums.

2. What is not covered by Farm Bureau home insurance?

Farm Bureau home insurance does not cover certain risks, such as:

• War and terrorism
• Governmental actions
• Nuclear hazards
• Intentional acts by the insured
• Acts of nature that are not covered under your specific policy, such as earthquakes or floods

3. How can I file a claim with Farm Bureau?

You can file a claim online, over the phone, or in person at your local Farm Bureau office.

4. How long does it take to process a claim with Farm Bureau?

The time it takes to process a claim varies depending on the complexity of the claim. However, Farm Bureau strives to process claims as quickly and efficiently as possible.

5. What is the customer satisfaction rating for Farm Bureau home insurance?

Farm Bureau has a high customer satisfaction rating. According to the J.D. Power 2022 Home Insurance Study, Farm Bureau ranked highest in customer satisfaction among home insurance providers in the Midwest and Mid-Atlantic regions.