Coast Hills Credit Union: 15 Unbelievable Benefits for 2023

Coast Hills Credit Union (CHCU) is a leading financial institution that has been serving the California Central Coast since 1952. With over $2.5 billion in assets and over 200,000 members, CHCU is committed to providing its members with the best possible financial products and services.

15 Amazing Benefits of Banking with Coast Hills Credit Union

Here are 15 unbelievable benefits of banking with CHCU:

1. Competitive rates on loans and deposits: CHCU offers some of the most competitive rates on loans and deposits in the area. This can save you thousands of dollars over the life of your loan or deposit.
2. Low fees: CHCU's fees are among the lowest in the industry. This means you can keep more of your hard-earned money.
3. Exceptional customer service: CHCU's customer service is top-notch. Their friendly and knowledgeable staff is always willing to help you with your financial needs.
4. Convenient locations: CHCU has over 20 branches conveniently located throughout the California Central Coast. This makes it easy to access your accounts and get the help you need.
5. Online and mobile banking: CHCU's online and mobile banking platform is easy to use and secure. This gives you 24/7 access to your accounts.
6. Financial planning services: CHCU offers a variety of financial planning services to help you reach your financial goals.
7. Mortgages: CHCU offers a variety of mortgage products to help you buy your dream home.
8. Auto loans: CHCU offers competitive rates on auto loans.
9. Credit cards: CHCU offers a variety of credit cards to meet your needs.
10. Personal loans: CHCU offers personal loans for a variety of purposes.
11. Business loans: CHCU offers business loans to help you start or grow your business.
12. Investments: CHCU offers a variety of investment products to help you grow your money.
13. Insurance: CHCU offers a variety of insurance products to protect you and your family.
14. Community involvement: CHCU is committed to giving back to the community. They support a variety of local organizations and events.
15. Member-owned: CHCU is a member-owned financial institution. This means that you are a part-owner of the credit union and have a say in its future.

What are the wants and needs of CHCU customers?

CHCU customers want a financial institution that is:

• Safe and secure: They want to know that their money is safe and secure.
• Convenient: They want to be able to access their accounts and get the help they need when they need it.
• Affordable: They want to be able to bank with a financial institution that offers competitive rates and low fees.
• Trustworthy: They want to be able to trust their financial institution to provide them with the best possible financial products and services.
• Member-focused: They want to be able to bank with a financial institution that is committed to meeting their needs.

How to apply for membership with CHCU

Applying for membership with CHCU is easy. Simply visit their website or call 1-800-852-3400. You will need to provide some basic information, such as your name, address, and Social Security number.

Once your application is approved, you will receive a welcome packet with all of the information you need to get started with CHCU.

Pros and Cons of Banking with CHCU

Here are some of the pros and cons of banking with CHCU:

Pros:

• Competitive rates on loans and deposits
• Low fees
• Exceptional customer service
• Convenient locations
• Online and mobile banking
• Financial planning services

Cons:

• Not available in all states
• Limited number of branches outside of the California Central Coast

Conclusion

If you are looking for a safe, convenient, and affordable financial institution, then Coast Hills Credit Union is a great option. With over $2.5 billion in assets and over 200,000 members, CHCU is committed to providing its members with the best possible financial products and services.

Frequently Asked Questions

• What are the requirements to become a member of CHCU?

You must live, work, or attend school in the California Central Coast.

• What are the fees associated with a CHCU membership?

There is a $5 membership fee. However, this fee is waived if you open a savings account with a minimum balance of $5.

• How do I access my CHCU accounts?

You can access your CHCU accounts online, through the mobile app, or by visiting a branch.

• What are the benefits of banking with CHCU?

CHCU offers a variety of benefits to its members, including competitive rates on loans and deposits, low fees, exceptional customer service, convenient locations, online and mobile banking, and financial planning services.

• How do I apply for membership with CHCU?

You can apply for membership with CHCU online or by calling 1-800-852-3400.

Tables

Table 1: CHCU Loan Rates

Table 2: CHCU Deposit Rates

Table 3: CHCU Fees

Table 4: CHCU Locations

Call to Action

If you are looking for a safe, convenient, and affordable financial institution, then Coast Hills Credit Union is a great option. Apply for membership today and start enjoying the benefits of banking with CHCU!