Marketplace Insurance in Missouri: Your Guide to 2,000+ Affordable Plans

Discover the Marketplace Advantage

The Health Insurance Marketplace, also known as Obamacare, is a government-run online platform that provides access to affordable health insurance plans. In Missouri, over 200,000 people have enrolled through the Marketplace, saving an average of $500 per month on their premiums.

1,000+ Plans to Choose From

The Marketplace offers a wide variety of health insurance plans to meet your unique needs and budget. You can choose from over 1,000 plans from multiple insurance carriers, including Blue Cross Blue Shield, UnitedHealthcare, and Aetna.

Subsidies for Low-Income Missourians

If you earn less than 400% of the federal poverty level ($51,520 for individuals and $104,800 for families of four in 2023), you may qualify for subsidies to lower your monthly premiums. These subsidies can reduce your costs by hundreds of dollars.

How to Enroll in Marketplace Insurance

Enrolling in Marketplace insurance is easy. You can apply online, by phone, or in person through a local assister. The open enrollment period for 2023 plans runs from November 1, 2022 to January 15, 2023.

Plans and Coverage

The Marketplace offers a variety of health insurance plans with varying levels of coverage and premiums. Here are some of the most popular plans available in Missouri:

Tips and Tricks

• Compare plans: Don't just choose the first plan you see. Take some time to compare plans from multiple insurance carriers to find the best one for your needs and budget.
• Use the subsidy estimator: The Marketplace provides a subsidy estimator tool to help you estimate how much you may qualify for in subsidies.
• Enroll during open enrollment: Open enrollment is the only time you can enroll in Marketplace insurance outside of a qualifying life event, such as losing your job or having a baby.

Common Mistakes to Avoid

• Missing the open enrollment deadline: If you miss the open enrollment deadline, you will not be able to enroll in Marketplace insurance until the next open enrollment period.
• Choosing a plan with too low coverage: Choose a plan that meets your expected healthcare needs. If you choose a plan with too low coverage, you may end up paying more out-of-pocket costs.
• Not comparing plans: As mentioned above, it's important to compare plans from multiple insurance carriers to find the best one for your needs and budget.

Why Marketplace Insurance Matters

Marketplace insurance provides access to affordable health insurance for Missourians of all incomes. It's a valuable tool for protecting your health and financial security.

Benefits of Marketplace Insurance

• Lower premiums: Marketplace insurance plans are subsidized by the federal government, which can significantly lower your premiums.
• Comprehensive coverage: Marketplace plans offer a range of coverage options to meet your unique needs.
• Peace of mind: Knowing that you have health insurance can give you peace of mind, knowing that you're protected against unexpected medical expenses.