Houston Municipal Credit Union: 10,000+ Ways to Make Your Money Work Harder

Houston Municipal Credit Union: Empowering Houstonians for 85 Years

Since 1935, Houston Municipal Credit Union (HMCU) has been a trusted financial partner for the people of Houston. With over 10,000 members and $1 billion in assets, HMCU is one of the largest credit unions in Texas. We offer a wide range of financial products and services, including checking and savings accounts, loans, mortgages, and financial planning.

Why Choose Houston Municipal Credit Union?

• Not-for-profit: As a not-for-profit credit union, our only goal is to help our members succeed financially. We are not beholden to shareholders, so we can pass on our earnings to our members in the form of lower rates and higher returns.
• Strong financial performance: HMCU has consistently received top ratings from independent financial analysts. We are a well-capitalized credit union with a strong track record of growth.
• Local decision-making: Our board of directors is made up of local volunteers who are committed to serving the Houston community. This ensures that our decisions are made with the best interests of our members in mind.
• Personalized service: At HMCU, you are more than just a number. We take the time to get to know our members and understand their financial needs. We are always available to answer your questions and help you achieve your financial goals.

Our Financial Products and Services

HMCU offers a full range of financial products and services to meet the needs of our members. These include:

• Checking and savings accounts: We offer a variety of checking and savings accounts to fit your needs, including free checking, high-yield savings, and money market accounts.
• Loans: We offer a variety of loans to help you finance your needs, including auto loans, personal loans, and home equity loans.
• Mortgages: We offer a variety of mortgages to help you buy or refinance your home.
• Financial planning: We offer a variety of financial planning services to help you reach your financial goals, including retirement planning, investment planning, and estate planning.

How to Join Houston Municipal Credit Union

Joining HMCU is easy. Simply visit our website or one of our branches. You must be a resident of Harris County, work in Harris County, or be a member of a qualifying organization.

Get Started Today!

If you are looking for a trusted financial partner in Houston, look no further than HMCU. We offer a wide range of financial products and services to meet your needs, and we are committed to providing our members with the best possible service. Contact us today to learn more about what we can do for you.

Frequently Asked Questions About Houston Municipal Credit Union

Q: What are the benefits of joining Houston Municipal Credit Union?

A: There are many benefits to joining HMCU, including:

• Lower rates on loans and higher returns on deposits
• Strong financial performance and stability
• Local decision-making and personalized service
• A wide range of financial products and services

Q: Who is eligible to join Houston Municipal Credit Union?

A: You are eligible to join HMCU if you are a resident of Harris County, work in Harris County, or are a member of a qualifying organization.

Q: How do I join Houston Municipal Credit Union?

A: You can join HMCU by visiting our website or one of our branches.

Q: What are the hours of operation for Houston Municipal Credit Union?

A: Our branches are open Monday through Friday from 9:00 AM to 5:00 PM. Our call center is open 24 hours a day, 7 days a week.

Q: How do I contact Houston Municipal Credit Union?

A: You can contact us by phone, email, or live chat. Our contact information is available on our website.

Tables

Table 1: HMCU Financial Performance

Table 2: HMCU Loan Rates

Table 3: HMCU Deposit Rates