Evansville Teachers Federal Credit Union: Your Guide to Financial Freedom

About Evansville Teachers Federal Credit Union

Evansville Teachers Federal Credit Union (ETF CU) is a not-for-profit financial institution serving the Evansville, Indiana area. Founded in 1934, ETF CU has grown to serve over 60,000 members with more than $1 billion in assets.

Mission Statement

ETF CU's mission is to provide financial guidance, support, and educational opportunities to help members achieve their financial goals.

Products and Services

ETF CU offers a wide range of products and services, including:

• Checking and savings accounts
• Loans (mortgage, auto, personal)
• Credit cards
• Investment services
• Insurance
• Financial planning

Benefits of Membership

ETF CU members enjoy a variety of benefits, including:

• Competitive interest rates
• Low fees
• Personal financial counseling
• Online and mobile banking
• Convenient branch locations

Community Involvement

ETF CU is committed to the Evansville community. The credit union supports local schools, non-profit organizations, and charitable causes.

How to Join

Joining ETF CU is easy. You can apply online, by phone, or by visiting a branch location.

Eligibility Requirements

To join ETF CU, you must meet the following eligibility requirements:

• Live, work, or attend school in the Evansville area
• Be a member of the Evansville Teachers Association
• Have a valid government-issued ID

Frequently Asked Questions

How do I access my account online?

You can access your ETF CU account online by visiting the credit union's website and logging in with your username and password.

What are the credit union's hours of operation?

ETF CU's branches are open Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM.

How do I contact customer service?

You can contact ETF CU customer service by phone at (812) 425-5524 or by email at [email protected].

Common Mistakes to Avoid

When dealing with ETF CU, there are a few common mistakes to avoid:

• Not budgeting properly. It's important to create a budget and stick to it in order to avoid overspending and debt.
• Not reading the terms of your financial agreements. Make sure you understand all of the fees and terms of your loan, credit card, or other financial product before you sign up.
• Not taking advantage of free financial counseling. ETF CU offers free financial counseling to help members achieve their financial goals.

Pros and Cons of ETF CU

Pros:

• Competitive interest rates
• Low fees
• Personal financial counseling
• Online and mobile banking
• Convenient branch locations

Cons:

• Limited reach (only serves the Evansville area)
• Not a full-service bank (does not offer all of the products and services of a traditional bank)

Conclusion

ETF CU is a great option for anyone who lives, works, or attends school in the Evansville area. The credit union offers a wide range of products and services to meet your financial needs, and its commitment to the community is evident in its support of local schools and organizations.

Tables

Table 1: ETF CU Loan Rates

Table 2: ETF CU Savings Rates

Table 3: ETF CU Fees

Table 4: ETF CU Branch Locations

Creative New Word

Finclusive: A term used to describe the process of making financial services available to everyone, regardless of their income or background. ETF CU is committed to being a finclusive institution by offering a wide range of products and services to meet the needs of all members.