Disability Insurance Attorneys: 5000+ Cases Resolved

Why Do You Need a Disability Insurance Attorney?

Disability insurance is a critical safety net that can provide you with financial support if you become unable to work due to a disability. However, obtaining benefits from disability insurance companies can be a complex and challenging process.

According to the Council for Disability Awareness, over 60% of disability insurance claims are denied initially. This is often due to complex policy language, strict eligibility requirements, and the tendency of insurance companies to prioritize their financial interests over the needs of their policyholders.

Hiring a disability insurance attorney can significantly increase your chances of obtaining benefits. Attorneys can help you:

• Understand your policy and eligibility requirements
• Gather medical records and other evidence to support your claim
• Advocate for your rights during the claims process
• Appeal denied claims

What to Look for in a Disability Insurance Attorney

When choosing a disability insurance attorney, it is important to consider:

• Experience: Look for an attorney who has handled a significant number of disability insurance cases.
• Success rate: Ask about the attorney's success rate in obtaining benefits for their clients.
• Fees: Understand how the attorney charges for their services, and make sure you are comfortable with the fee structure.
• Communication: Choose an attorney who is responsive and communicative, and who you feel comfortable working with.

How to Find a Disability Insurance Attorney

There are several ways to find a disability insurance attorney:

• Ask for referrals from friends, family, or other professionals.
• Search online directories, such as the National Association of Disability Representatives (NADR).
• Attend local disability support groups or events.

What to Expect When Working with a Disability Insurance Attorney

Once you have hired a disability insurance attorney, you can expect them to:

• Review your policy and medical records
• Discuss your eligibility and potential benefits
• Gather evidence to support your claim
• File your claim with the insurance company
• Advocate for your rights during the claims process
• Appeal denied claims, if necessary

Benefits of Hiring a Disability Insurance Attorney

Hiring a disability insurance attorney can provide you with several benefits, including:

• Increased chances of obtaining benefits: Attorneys have the experience and knowledge to navigate the complex claims process and increase your chances of receiving the benefits you deserve.
• Reduced stress: Dealing with a disability insurance claim can be stressful. An attorney can take the burden off your shoulders and handle the legal aspects of your case.
• Peace of mind: Knowing that you have an experienced attorney on your side can give you peace of mind during a difficult time.

Common Questions About Disability Insurance Attorneys

Q: How much does it cost to hire a disability insurance attorney?
A: Fees vary depending on the attorney and the complexity of your case. Some attorneys offer free consultations.

Q: What if I can't afford to hire an attorney?
A: Some attorneys offer contingency fee arrangements, where they only get paid if you win your case.

Q: How long does it take to get disability benefits?
A: The claims process can take several months or even years, depending on the complexity of your case.

Q: What if my claim is denied?
A: If your claim is denied, you have the right to appeal the decision. An attorney can help you with the appeals process.

Conclusion

If you are disabled and unable to work, disability insurance can provide you with critical financial support. However, obtaining benefits from disability insurance companies can be challenging. Hiring a disability insurance attorney can significantly increase your chances of obtaining benefits and reduce the stress of the claims process.