Wells Fargo Platinum Card: 33 Amazing Perks

The Wells Fargo Platinum Card: An Overview

The Wells Fargo Platinum Card is a no-annual-fee credit card that offers a number of valuable perks, including:

• 1.5% cash back on all purchases
• No foreign transaction fees
• Cell phone protection
• Travel and emergency assistance services

The card also comes with a number of other benefits, such as:

• Access to Wells Fargo's online and mobile banking services
• Free credit score monitoring
• Fraud protection

The Benefits of the Wells Fargo Platinum Card

The Wells Fargo Platinum Card offers a number of benefits that can be valuable to cardholders, including:

1. Cash Back Rewards

The Wells Fargo Platinum Card offers 1.5% cash back on all purchases. This is a competitive rate, and it can add up to significant savings over time. For example, if you spend $1,000 per month on your card, you will earn $15 in cash back. Over the course of a year, that would add up to $180.

2. No Foreign Transaction Fees

If you travel internationally, you will appreciate the Wells Fargo Platinum Card's no foreign transaction fees. This means that you can use your card to make purchases in other countries without having to pay a fee. This can save you a significant amount of money, especially if you travel frequently.

3. Cell Phone Protection

The Wells Fargo Platinum Card offers cell phone protection. This means that if your cell phone is lost, stolen, or damaged, you may be reimbursed for the cost of repairing or replacing it. This can be a valuable benefit, especially if you have a expensive cell phone.

4. Travel and Emergency Assistance Services

The Wells Fargo Platinum Card offers travel and emergency assistance services. These services can be helpful if you are traveling and need assistance with things like finding a doctor, getting a passport, or reporting a lost or stolen credit card.

The Drawbacks of the Wells Fargo Platinum Card

There are a few drawbacks to the Wells Fargo Platinum Card, including:

• No sign-up bonus. The Wells Fargo Platinum Card does not offer a sign-up bonus. This means that you will not receive any cash back or other rewards when you first open the card.
• Low cash back rate. The Wells Fargo Platinum Card's 1.5% cash back rate is lower than the rates offered by some other credit cards. For example, the Chase Freedom Unlimited offers a flat 1.5% cash back on all purchases, and the Discover it Cash Back offers 5% cash back on rotating categories.
• No balance transfer offer. The Wells Fargo Platinum Card does not offer a balance transfer offer. This means that you cannot transfer your balance from another credit card to the Wells Fargo Platinum Card at a 0% interest rate.

Is the Wells Fargo Platinum Card Right for You?

The Wells Fargo Platinum Card is a good choice for people who want a no-annual-fee credit card with a solid rewards program. The card's 1.5% cash back rate is competitive, and the no foreign transaction fees are a nice perk. However, the card's low sign-up bonus and lack of a balance transfer offer may be drawbacks for some people.

How to Apply for the Wells Fargo Platinum Card

If you are interested in applying for the Wells Fargo Platinum Card, you can do so online or by phone. The application process is simple and straightforward, and you will receive a decision within a few minutes.

Conclusion

The Wells Fargo Platinum Card is a solid no-annual-fee credit card that offers a number of valuable perks. The card's 1.5% cash back rate, no foreign transaction fees, and cell phone protection are just a few of the benefits that cardholders can enjoy. However, the card's low sign-up bonus and lack of a balance transfer offer may be drawbacks for some people.