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Oregon Community Credit Union: Comprehensive Guide For Your Financial Needs

Overview

Oregon Community Credit Union (OCCU) is a not-for-profit, member-owned financial cooperative serving the communities of Oregon and Southwest Washington. Founded in 1954, OCCU has grown to become one of the largest credit unions in the Pacific Northwest, with over 160,000 members and $3.5 billion in assets.

Mission and Values

OCCU's mission is to "empower our members to achieve financial success." The credit union operates on a set of core values that include:

Member focus
Integrity
Community involvement
Financial education
Innovation

Products and Services

OCCU offers a comprehensive range of financial products and services to meet the needs of its members, including:

oregon community credit union

Oregon Community Credit Union: Comprehensive Guide For Your Financial Needs

Accounts:
- Checking accounts
- Savings accounts
- Money market accounts
- Certificates of deposit

Loans:
- Auto loans
- Mortgage loans
- Personal loans
- Business loans

Investment Services:
- IRAs
- 401(k)s
- Mutual funds
- Annuities

Mission and Values

Other Services:
- Online banking
- Mobile banking
- Bill pay
- Debit cards
- Credit cards

Membership Benefits

Membership in OCCU offers several benefits, including:

Lower loan rates and higher deposit rates compared to banks
No annual fees or minimum balance requirements on many accounts
Access to over 30,000 surcharge-free ATMs nationwide
Online and mobile banking with advanced features
Financial education resources
Community involvement opportunities

Community Involvement

OCCU is committed to giving back to the communities it serves. The credit union supports a variety of local organizations and programs, including:

United Way
Oregon Food Bank
Habitat for Humanity
Oregon Public Broadcasting

Financial Education

OCCU believes that financial literacy is essential for members to achieve their financial goals. The credit union offers a variety of financial education resources, including:

Overview

One-on-one counseling
Workshops and seminars
Online resources

Customer Satisfaction

OCCU is dedicated to providing exceptional customer service. The credit union has received numerous awards for its customer satisfaction, including:

J.D. Power & Associates Customer Satisfaction Award
Oregon Business Magazine Best of Oregon Business Award

Challenges and Opportunities

Like any financial institution, OCCU faces a number of challenges and opportunities. Some of the key challenges include:

Rising interest rates
Increasing competition from banks and other financial institutions
Cybersecurity threats

OCCU is also exploring new opportunities for growth, such as:

Expanding its digital banking capabilities
Offering new and innovative products and services
Growing its membership base

Conclusion

Oregon Community Credit Union is a strong and stable financial institution that offers a wide range of products and services to meet the needs of its members. The credit union is committed to providing exceptional customer service and giving back to the communities it serves. With its focus on member satisfaction and financial education, OCCU is well-positioned to continue to grow and thrive in the years to come.