Transferring Car Titles in California: A Comprehensive Guide

The transfer of car titles in California involves a specific set of steps that must be followed to ensure a smooth and legal transition of ownership. This comprehensive guide will provide you with all the essential information you need to navigate the process efficiently.

Understanding the Process

When you purchase a vehicle in California, you must complete the transfer of ownership through the Department of Motor Vehicles (DMV). This process involves:

1. Completing the Title Transfer Form: You will need to fill out a Vehicle/Vessel Transfer and Reassignment (VT-165) form, which is available at any DMV office or online.
2. Submitting Required Documents: Along with the completed VT-165 form, you will need to submit the following documents:
   • Certificate of Title
   • Odometer Disclosure Statement (if required)
   • Proof of insurance
   • Payment for registration and title transfer fees
3. Visiting the DMV: You can visit any DMV office to submit your documents and complete the transfer process. Be prepared to present the original title and other required documents.

Fees and Deadlines

The fees associated with transferring a car title in California vary depending on several factors, including the type of vehicle, county of residence, and year of the vehicle. The total cost can range from $15 to $100 or more.

You have 10 days from the date you purchase or acquire the vehicle to submit your transfer documents to the DMV. Failure to do so may result in additional fees or penalties.

Additional Considerations

• Electronic Title Transfers: California offers the option of electronic title transfers for vehicles purchased from a licensed dealer. This process is faster and more convenient, allowing you to complete the transfer online.
• Title Corrections: If there is an error on your title, you can request a title correction by completing the Certificate of Correction (REG 227) form.
• Lien Information: If the vehicle has a lien, you will need to provide the lienholder's information on the VT-165 form.

Step-by-Step Guide to Transferring a Car Title

Step 1: Gather Required Documents

• Copy of the Certificate of Title
• Vehicle/Vessel Transfer and Reassignment (VT-165) form
• Odometer Disclosure Statement (if applicable)
• Proof of insurance
• Payment for fees

Step 2: Complete the VT-165 Form

• Fill out the form completely and accurately.
• Include the following information:
  • Names and addresses of both seller and buyer
  • Vehicle information (VIN, make, model, year)
  • Odometer reading
  • Purchase price (if applicable)

Step 3: Visit the DMV

• Visit any DMV office during regular business hours.
• Present the original title and other required documents.
• Pay the transfer fees.

Step 4: Receive New Title and Registration

• The DMV will process your request and issue a new title and registration in the buyer's name.
• The new title will be mailed to the address on the VT-165 form.

Frequently Asked Questions

1. How long does it take to transfer a car title?

• The processing time can vary, but it typically takes 2-4 weeks to receive the new title and registration.

2. Can I transfer a car title online?

• Electronic title transfers are available for vehicles purchased from licensed dealers.

3. What happens if I lose the certificate of title?

• You can request a duplicate title from the DMV by completing the Application for Duplicate or Transfer of Title (REG 227) form.

4. How do I add a lienholder to a car title?

• The lienholder must complete the California Release of Security Interest (RLS 107) form.

5. Can I transfer a car title if I still owe money on it?

• You can transfer a title even if there is still a lien on the vehicle. The lienholder must be notified of the transfer and provide a lien release.

6. What if the seller refuses to transfer the title?

• Contact the DMV for assistance. They may be able to help you track down the seller and facilitate the transfer.