Rome Teachers Federal Credit: Your Partner in Financial Success

Overview

Rome Teachers Federal Credit (RTFC) is a member-owned, not-for-profit financial institution that has been serving the Rome, Georgia community since 1952. With over 70,000 members and $1 billion in assets, RTFC is one of the largest credit unions in Georgia.

Mission and Values

RTFC's mission is to provide financial services that meet the needs of its members and to promote financial literacy in the community. The credit union's values are:

• Member-focused
• Financially sound
• Community-minded
• Innovative
• Equitable

Products and Services

RTFC offers a wide range of products and services to its members, including:

• Checking and savings accounts
• Loans
• Credit cards
• Investment services
• Insurance

Benefits of Membership

There are many benefits to being a member of RTFC, including:

• Competitive interest rates on savings accounts
• Low loan rates
• No-fee checking accounts
• Free online and mobile banking
• Access to a nationwide network of ATMs
• Financial counseling and education

Why Choose RTFC?

There are many reasons to choose RTFC as your financial institution, including:

• Its member-owned, not-for-profit status means that its profits are returned to its members in the form of lower rates and higher dividends.
• Its strong financial foundation ensures that your money is safe and secure.
• Its commitment to community means that it supports local organizations and initiatives.
• Its innovative spirit means that it is constantly looking for new ways to meet the needs of its members.

Join RTFC Today

If you are looking for a financial institution that will put your needs first, join RTFC today. You can open an account online, in person, or by phone.

Financial Planning for Educators

As an educator, you face unique financial challenges. RTFC can help you develop a financial plan that meets your specific needs and goals.

Some of the challenges that educators face include:

• Low salaries
• High student loan debt
• Limited opportunities for advancement
• Inflation

RTFC can help you overcome these challenges by providing you with:

• Financial counseling and education
• Loans and grants to help you pay for college
• Investment services to help you grow your savings
• Insurance to protect you and your family

Retirement Planning for Educators

Retirement planning is especially important for educators. The Teachers' Retirement System of Georgia (TRSGA) provides a pension for educators who have worked in Georgia for at least five years. However, TRSGA benefits are not guaranteed, and they may not be enough to cover your retirement expenses.

RTFC can help you supplement your TRSGA benefits by providing you with:

• IRAs and 401(k)s
• Annuities
• Long-term care insurance

Homebuying for Educators

Buying a home is a major financial decision. RTFC can help you make the process easier and more affordable.

We offer:

• Low mortgage rates
• Down payment assistance programs
• Homebuyer education classes

RTFC: The Credit Union for Educators

RTFC is the credit union for educators. We understand the unique financial challenges that educators face, and we are committed to providing you with the products and services that you need to achieve your financial goals.

Join RTFC today and start saving for your future.

Tables

Table 1: RTFC Membership Statistics

Table 2: RTFC Product and Service Offerings

Table 3: Benefits of RTFC Membership

Table 4: RTFC Financial Planning Services for Educators