Check your CPF with our 5-step Singapore CPF Query guide.

What is CPF?

CPF stands for Central Provident Fund, and it is a comprehensive savings plan that was created by the Singaporean government to help citizens save money for retirement, healthcare, and other financial needs. All Singaporean citizens and permanent residents who are employed are required to contribute to their CPF accounts. The CPF savings can be used to purchase a home, invest in shares and unit trusts, and pay for healthcare expenses.

There are three main CPF accounts:

• Ordinary Account (OA): This account is used for housing, education, and other personal expenses.
• Special Account (SA): This account is used for retirement savings.
• Medisave Account (MA): This account is used for healthcare expenses.

CPF members can check their CPF balances online or through the CPF mobile app.

Why should I check my CPF?

There are many reasons why you should check your CPF balance regularly. Some of the benefits include:

• Tracking your retirement savings: Your CPF SA balance is your retirement nest egg. Checking your balance regularly can help you track your progress towards your retirement goals.
• Making informed financial decisions: Knowing your CPF balance can help you make informed financial decisions. For example, you may decide to contribute more to your CPF account if you are not on track to meet your retirement goals.
• Applying for housing loans: Your CPF OA balance can be used to purchase a home. Checking your balance can help you determine if you have enough money to make a down payment on a home.

5-Step guide to checking your CPF balance online

Follow these five steps to check your CPF balance online:

1. Go to the CPF website (www.cpf.gov.sg).
2. Click on the "Login" button.
3. Enter your SingPass login details.
4. Click on the "My CPF" tab.
5. Your CPF balance will be displayed on the screen.

You can also check your CPF balance through the CPF mobile app. To do this, simply download the app from the App Store or Google Play and follow the instructions on the screen.

What if I have questions about my CPF?

If you have any questions about your CPF, you can contact the CPF Board at 1800-227-1188. You can also visit the CPF website (www.cpf.gov.sg) for more information.