3 Key Steps to Obtain Your Claims Adjuster License in Texas

What is a Claims Adjuster?

A claims adjuster is a professional who investigates and settles insurance claims. They work for insurance companies, third-party administrators, or self-insured businesses. Claims adjusters review claims, interview witnesses, and determine the amount of money that the insurance company owes to the policyholder.

Why Become a Claims Adjuster in Texas?

Texas is a great place to be a claims adjuster. The state has a large and growing insurance industry, and there is a high demand for qualified adjusters. According to the Texas Department of Insurance, there are over 130,000 claims adjusters licensed in the state.

The average salary for a claims adjuster in Texas is $62,000 per year. The top 10% of earners make over $100,000 per year.

How to Obtain a Claims Adjuster License in Texas

To become a claims adjuster in Texas, you must meet the following requirements:

• Be at least 18 years old
• Have a high school diploma or equivalent
• Pass the Texas Claims Adjuster Licensing Exam
• Complete the Texas Claims Adjuster Pre-Licensing Course

1. Pass the Texas Claims Adjuster Licensing Exam

The Texas Claims Adjuster Licensing Exam is a two-hour, 100-question exam. The exam covers the following topics:

• Insurance policies and coverages
• Claims investigation and settlement
• Insurance law and regulations

You can prepare for the exam by taking a pre-licensing course or studying on your own. There are a number of resources available to help you prepare for the exam, including:

• The Texas Department of Insurance website
• The National Association of Insurance Commissioners website
• The Insurance Institute of America website

2. Complete the Texas Claims Adjuster Pre-Licensing Course

The Texas Claims Adjuster Pre-Licensing Course is a 40-hour course that covers the following topics:

• Insurance policies and coverages
• Claims investigation and settlement
• Insurance law and regulations
• Ethics

You can take the pre-licensing course online or in person. There are a number of providers that offer the course, including:

• The Texas Department of Insurance
• The National Association of Insurance Commissioners
• The Insurance Institute of America

3. Apply for Your License

Once you have passed the exam and completed the pre-licensing course, you can apply for your license. You can apply online or by mail. The application fee is $50.

Continuing Education

Claims adjusters must complete 24 hours of continuing education every two years in order to keep their license active. The continuing education courses must cover topics related to insurance claims adjusting.

Resources

• Texas Department of Insurance: https://www.tdi.texas.gov/
• National Association of Insurance Commissioners: https://www.naic.org/
• Insurance Institute of America: https://www.iii.org/
• Claims Adjuster Licensing Exam Preparation: https://www.claimsadjusterlicensing.com/