Consumer Portfolio Services Auto Loan: Everything You Need to Know

Do you have a car loan with Consumer Portfolio Services? Here's everything you need to know about managing your account.

What is Consumer Portfolio Services?

Consumer Portfolio Services (CPS) is a financial services company that specializes in servicing auto loans. CPS is a subsidiary of Santander Consumer USA, one of the largest auto finance companies in the United States.

How do I make a car payment to Consumer Portfolio Services?

There are several ways to make a car payment to CPS:

• Online: You can make a payment online through the CPS website.
• By phone: You can make a payment by phone by calling the CPS customer service number.
• By mail: You can mail your payment to the CPS mailing address.

What is the Consumer Portfolio Services auto loan payoff address?

The Consumer Portfolio Services auto loan payoff address is:

Consumer Portfolio Services
P.O. Box 670141
Dallas, TX 75267-0141

What is the Consumer Portfolio Services customer service number?

The Consumer Portfolio Services customer service number is 1-800-347-7277.

What are the Consumer Portfolio Services hours of operation?

The Consumer Portfolio Services hours of operation are:

• Monday-Friday: 8:00 AM to 8:00 PM EST
• Saturday: 9:00 AM to 5:00 PM EST

What if I'm having trouble making my car payment?

If you're having trouble making your car payment, you should contact CPS customer service as soon as possible. CPS may be able to work with you to create a payment plan that fits your budget.

What are the benefits of having a car loan with Consumer Portfolio Services?

There are several benefits to having a car loan with CPS, including:

• Competitive interest rates: CPS offers competitive interest rates on auto loans.
• Flexible payment options: CPS offers a variety of payment options to fit your budget.
• Convenient online account management: You can manage your account online through the CPS website.

What are the drawbacks of having a car loan with Consumer Portfolio Services?

There are a few drawbacks to having a car loan with CPS, including:

• High fees: CPS charges a number of fees, including an origination fee, a late payment fee, and a prepayment penalty.
• Poor customer service: CPS has been criticized for its poor customer service.

Is Consumer Portfolio Services a good company to get a car loan from?

Whether or not CPS is a good company to get a car loan from depends on your individual circumstances. If you're looking for a low-interest rate and flexible payment options, then CPS may be a good option for you. However, if you're concerned about high fees and poor customer service, then you may want to consider another lender.

Here are some tips for getting the most out of your Consumer Portfolio Services car loan:

• Shop around for the best interest rate. Don't just accept the first interest rate that CPS offers you. Shop around and compare rates from multiple lenders to find the best deal.
• Make your payments on time. Late payments can damage your credit score and result in additional fees.
• Set up automatic payments. This will help you avoid late payments and ensure that your loan is paid off on time.
• Contact CPS customer service if you have any questions or concerns. CPS customer service can help you with a variety of issues, including making payments, changing your payment due date, and disputing errors on your account.

Additional Resources

• Consumer Portfolio Services website
• Consumer Portfolio Services on Facebook
• Consumer Portfolio Services on Twitter

Conclusion

Consumer Portfolio Services is a financial services company that specializes in servicing auto loans. CPS offers a variety of loan options and payment plans to fit your budget. If you're considering getting a car loan from CPS, be sure to shop around for the best interest rate and compare rates from multiple lenders.

FAQs

• What is the Consumer Portfolio Services auto loan payoff address?
  The Consumer Portfolio Services auto loan payoff address is:

Consumer Portfolio Services
P.O. Box 670141
Dallas, TX 75267-0141

• What is the Consumer Portfolio Services customer service number?
  The Consumer Portfolio Services customer service number is 1-800-347-7277.

• What are the Consumer Portfolio Services hours of operation?
  The Consumer Portfolio Services hours of operation are:

• Monday-Friday: 8:00 AM to 8:00 PM EST

• Saturday: 9:00 AM to 5:00 PM EST

• What if I'm having trouble making my car payment?
  If you're having trouble making your car payment, you should contact CPS customer service as soon as possible. CPS may be able to work with you to create a payment plan that fits your budget.

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