United SGD Fund: Your Gateway to Singapore Dollar Investments

What is the United SGD Fund?

The United SGD Fund is an open-ended unit trust that invests primarily in Singapore dollar-denominated bonds and sukuk. It offers investors the opportunity to gain exposure to the Singapore bond market and potentially benefit from its attractive yields.

Benefits of Investing in the United SGD Fund

• Diversification: Bonds provide diversification benefits to equity portfolios, as they have a low correlation with stocks. Investing in the United SGD Fund can help reduce overall portfolio risk.
• Income generation: Bonds generally provide regular interest payments, which can provide investors with a steady stream of income.
• Potential for capital appreciation: Bond prices can fluctuate with interest rates and other factors, providing investors with the potential for capital appreciation.

Fund Performance

Since its inception in 2010, the United SGD Fund has delivered consistent returns. As of March 2023, the fund has achieved an annualized return of 3.5%.

Top Holdings

The fund's top holdings include:

Investing in the United SGD Fund

Investors can invest in the United SGD Fund through authorized distributors or directly with the fund manager. Minimum investment amounts may vary.

Fund Fees

The United SGD Fund has an annual management fee of 0.5%. There are no performance fees or redemption fees.

Risks of Investing

Like all investments, the United SGD Fund carries certain risks. These risks include:

• Interest rate risk: Bond prices are inversely related to interest rates. If interest rates rise, bond prices may decline.
• Credit risk: The fund invests in bonds issued by different companies and governments. There is a risk that some of these issuers may default on their obligations.
• Currency risk: The fund invests in Singapore dollar-denominated bonds. If the Singapore dollar depreciates against other currencies, this may impact the value of investments.

Conclusion

The United SGD Fund offers investors a convenient and efficient way to access the Singapore bond market. With its attractive yields, diversification potential, and experienced management team, the fund is a suitable investment option for risk-averse investors seeking stable income streams.