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10 Best Chase Credit Cards with No Foreign Transaction Fees

Planning an international trip? Don't let foreign transaction fees eat into your budget. Chase offers a range of credit cards with no foreign transaction fees, so you can save money on every purchase.

Chase's Top 5 No Foreign Transaction Fee Credit Cards

Card Annual Fee Rewards
Sapphire Reserve® $550 60,000 bonus points after spending $4,000 on purchases in the first 3 months; 2x points on travel and dining; 1.5x points on all other purchases; $300 annual travel credit; 10x points on Lyft rides
Freedom Unlimited® $0 Unlimited 1.5% cash back on all purchases
Freedom Flex℠ $0 5% cash back on rotating quarterly categories; 1% cash back on all other purchases
Ink Business Preferred® Credit Card $95 60,000 bonus points after spending $15,000 on purchases in the first 3 months; 3x points on travel and select business categories; 1 point per dollar on all other purchases; $100 annual bonus after spending $20,000 on purchases in a calendar year
Ink Business Cash® Credit Card $0 5% cash back on office supplies and internet, cable and phone services; 2% cash back on gas and restaurants; 1% cash back on all other purchases

Why Choose a Chase Credit Card with No Foreign Transaction Fees?

According to a study by the Consumer Financial Protection Bureau, foreign transaction fees can add up to an average of 3% to the cost of your purchases. That means you could be paying an extra $30 for every $1,000 you spend abroad.

With a Chase credit card with no foreign transaction fees, you can avoid these unnecessary charges and save money on your international travel.

chase credit card no foreign transaction fee

Benefits of Chase Credit Cards with No Foreign Transaction Fees

In addition to saving money, Chase credit cards with no foreign transaction fees offer a number of other benefits, including:

  • Competitive rewards rates: Chase offers some of the best rewards rates in the industry, so you can earn points or cash back on every purchase.
  • Global acceptance: Chase credit cards are accepted at millions of merchants around the world, so you can use them wherever you go.
  • 24/7 customer service: Chase offers 24/7 customer service, so you can get help with your account or card anytime, anywhere.

Tips for Using Your Chase Credit Card Abroad

To get the most out of your Chase credit card with no foreign transaction fees, follow these tips:

  • Notify Chase before you travel: Let Chase know your travel dates and destinations so they can put a travel notice on your account. This will help prevent your card from being blocked for suspicious activity.
  • Use your card for all purchases: Use your Chase credit card for all of your purchases abroad, from hotels and restaurants to souvenirs and activities.
  • Be aware of currency exchange rates: When you use your Chase credit card abroad, the transaction will be converted to US dollars at the current exchange rate. Be aware of the exchange rate before you make a purchase so you know how much you're spending.
  • Keep your receipts: Keep all of your receipts in case you need to dispute a charge or get reimbursed for a purchase.

FAQs

Q: Are there any Chase credit cards that have foreign transaction fees?

10 Best Chase Credit Cards with No Foreign Transaction Fees

A: Yes, some Chase credit cards have foreign transaction fees. These cards typically have lower rewards rates or annual fees.

Chase's Top 5 No Foreign Transaction Fee Credit Cards

Q: How do I avoid foreign transaction fees?

A: The best way to avoid foreign transaction fees is to use a credit card that does not charge them. Chase offers a number of credit cards with no foreign transaction fees.

Q: What is the difference between a foreign transaction fee and a currency conversion fee?

Sapphire Reserve®

A: A foreign transaction fee is a fee charged by your credit card issuer for processing a transaction in a foreign currency. A currency conversion fee is a fee charged by your credit card issuer for converting the transaction amount from one currency to another.

Q: How do I calculate the foreign transaction fee for a purchase?

A: To calculate the foreign transaction fee for a purchase, multiply the purchase amount by the foreign transaction fee rate. For example, if you make a purchase for $100 and the foreign transaction fee rate is 3%, the foreign transaction fee would be $3.

Conclusion

If you're planning an international trip, it's important to choose a credit card that doesn't charge foreign transaction fees. Chase offers a number of credit cards with no foreign transaction fees, so you can save money on every purchase.

Time:2025-01-04 12:12:34 UTC

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