Venture X vs. Venture: A Comprehensive Comparison of Two Leading Credit Cards

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Venture X vs. Venture: A Comprehensive Comparison of Two Leading Credit Cards

Introduction

In the realm of premium travel credit cards, the Venture X from Capital One and the Venture from Capital One are two of the most popular options. Both cards offer a generous welcome bonus, flexible redemption options, and a host of premium travel perks. However, there are also some key differences between the two cards, which may make one a better choice for you than the other.

Welcome Bonus

The Venture X card offers a welcome bonus of 100,000 Capital One miles after you spend $10,000 on purchases within the first six months of account opening. The Venture card offers a welcome bonus of 60,000 Capital One miles after you spend $3,000 on purchases within the first three months of account opening.

Annual Fee

The Venture X card has an annual fee of $395. The Venture card has an annual fee of $95.

Travel Perks

The Venture X card comes with a number of premium travel perks, including:

venture x vs venture

Lounge access: Unlimited access to Capital One airport lounges and Priority Pass Select™ Select airport lounges
Airport transfer credit: Up to $300 in statement credits for airport transfers
Global Entry or TSA PreCheck credit: Up to $100 in statement credits for Global Entry or TSA PreCheck
Hotel status: Automatic Gold status with Hilton Honors and Priority Pass Select membership

The Venture card comes with a more limited set of travel perks, including:

Airport transfer credit: Up to $100 in statement credits for airport transfers
Global Entry or TSA PreCheck credit: Up to $100 in statement credits for Global Entry or TSA PreCheck

Redemption Options

Capital One miles can be redeemed for a variety of travel-related expenses, including:

Flights: Book flights through Capital One's travel portal or directly with airlines
Hotels: Book hotel stays through Capital One's travel portal or directly with hotels
Car rentals: Rent cars through Capital One's travel portal or directly with car rental companies
Experiences: Book travel experiences through Capital One's travel portal or directly with experience providers

Capital One miles can also be redeemed for cash back, gift cards, and other merchandise.

Earning Rewards

Both the Venture X and Venture cards earn 2 miles per dollar spent on all purchases. However, the Venture X card earns 5 miles per dollar spent on flights booked through Capital One's travel portal and 3 miles per dollar spent on hotel stays booked through Capital One's travel portal. The Venture card earns 2 miles per dollar spent on all purchases, regardless of category.

Which Card is Right for You?

The Venture X card is a good choice for travelers who are looking for a premium credit card with a generous welcome bonus, flexible redemption options, and a host of premium travel perks. The Venture card is a good choice for travelers who are looking for a more affordable credit card with a solid set of travel perks.

Venture X vs. Venture: A Comprehensive Comparison of Two Leading Credit Cards

Additional Information

Here is a table that summarizes the key differences between the Venture X and Venture cards:

Feature	Venture X	Venture
Welcome bonus	100,000 miles	60,000 miles
Annual fee	$395	$95
Lounge access	Unlimited access to Capital One airport lounges and Priority Pass Select™ Select airport lounges	None
Airport transfer credit	Up to $300 in statement credits	Up to $100 in statement credits
Global Entry or TSA PreCheck credit	Up to $100 in statement credits	Up to $100 in statement credits
Hotel status	Automatic Gold status with Hilton Honors and Priority Pass Select membership	None
Earning rate	2 miles per dollar spent on all purchases, 5 miles per dollar spent on flights booked through Capital One's travel portal, 3 miles per dollar spent on hotel stays booked through Capital One's travel portal	2 miles per dollar spent on all purchases
Redemption options	Flights, hotels, car rentals, experiences, cash back, gift cards, and other merchandise	Flights, hotels, car rentals, experiences, cash back, gift cards, and other merchandise

Here is a table that compares the annual fees of the Venture X and Venture cards to other popular travel credit cards:

Card	Annual fee
Venture X	$395
Venture	$95
Chase Sapphire Reserve	$550
American Express Platinum Card	$695
The Platinum Card® from American Express	$695

Here is a table that compares the welcome bonuses of the Venture X and Venture cards to other popular travel credit cards:

Card	Welcome bonus
Venture X	100,000 miles
Venture	60,000 miles
Chase Sapphire Reserve	60,000 points
American Express Platinum Card	100,000 points
The Platinum Card® from American Express	100,000 points

Here is a table that compares the earning rates of the Venture X and Venture cards to other popular travel credit cards:

Card	Earning rate
Venture X	2 miles per dollar spent on all purchases, 5 miles per dollar spent on flights booked through Capital One's travel portal, 3 miles per dollar spent on hotel stays booked through Capital One's travel portal
Venture	2 miles per dollar spent on all purchases
Chase Sapphire Reserve	3 points per dollar spent on dining, travel, and other travel-related expenses, 1 point per dollar spent on all other purchases
American Express Platinum Card	5 points per dollar spent on flights booked directly with airlines or through American Express Travel, 5 points per dollar spent on prepaid hotels booked through American Express Travel, 1 point per dollar spent on all other purchases
The Platinum Card® from American Express	5 points per dollar spent on flights booked directly with airlines or through American Express Travel, 5 points per dollar spent on prepaid hotels booked through American Express Travel, 1 point per dollar spent on all other purchases

FAQs

Q: Which card is better, the Venture X or the Venture?

Lounge access:

A: The Venture X card is a better choice for travelers who are looking for a premium credit card with a generous welcome bonus, flexible redemption options, and a host of premium travel perks. The Venture card is a good choice for travelers who are looking for a more affordable credit card with a solid set of travel perks.

Q: How can I redeem my Capital One miles?

A: Capital One miles can be redeemed for a variety of travel-related expenses, including flights, hotels, car rentals, experiences, cash back, gift cards, and other merchandise.

Q: What is the annual fee for the Venture X card?

A: The annual fee for the Venture X card is $395.

Q: What is the annual fee for the Venture card?

A: The annual fee for the Venture card is $95.

Q: How can I earn more Capital One miles?

A: You can earn more Capital One miles by using your Venture X or Venture card for everyday purchases, dining out, and travel. You can also earn miles by referring friends and family to Capital One cards.

Q: What is the best way to use my Capital One miles?

A: The best way to use your Capital One miles is to redeem them for travel expenses, such as flights, hotels, and car rentals. You can also redeem your miles for cash back, gift cards, and other merchandise.

Q: Can I transfer my Capital One miles to other airlines or hotel loyalty programs?

A: No, you cannot transfer Capital One miles to other airlines or hotel loyalty programs.

Q: Can I combine my Capital One miles with another person's Capital One miles?

A: Yes, you can combine your Capital One miles with another person's Capital One miles by creating a Capital One Miles Family Sharing group.