Discover It Card Perks: Get the Most Out of Your Credit Card

The Discover It® Cash Back credit card is one of the most popular rewards cards on the market. It offers a generous cash back rewards program, a 0% intro APR on purchases for 12 months (then 16.99% - 26.99% Variable APR), and no annual fee.

Here are some of the top Discover It card perks:

• 5% cash back on rotating categories: Each quarter, you can earn 5% cash back on different categories, such as gas, groceries, restaurants, and Amazon.com purchases.
• 1% cash back on all other purchases: You'll earn 1% cash back on all other purchases, including everyday items like gas, groceries, and utilities.
• 0% intro APR on purchases: You'll get 12 months of 0% intro APR on purchases from the date your account is opened. After that, your APR will be 16.99% - 26.99% Variable APR.
• No annual fee: There's no annual fee to keep your Discover It card open.

How to Get the Most Out of Your Discover It Card

To get the most out of your Discover It card, be sure to:

• Activate your card: Once you receive your card, you'll need to activate it by calling the number on the back of the card or visiting the Discover website.
• Set up your online account: Once your card is activated, you can set up your online account to manage your account, view your rewards, and make payments.
• Add your card to your digital wallet: You can add your Discover It card to your digital wallet to make it easy to pay with your phone or watch.
• Use your card regularly: The more you use your Discover It card, the more rewards you'll earn. Be sure to use it for all of your everyday purchases, even small ones.
• Take advantage of special offers: Discover often offers special offers and promotions to cardholders. Be sure to check your email and online account for the latest offers.

Here are some additional tips and tricks for using your Discover It card:

• Use the rotating categories to maximize your cash back: Each quarter, you can earn 5% cash back on different categories. Be sure to check the Discover website or app to see what the current categories are.
• Combine your Discover It card with other rewards programs: You can combine your Discover It card with other rewards programs, such as loyalty cards and coupons, to save even more money.
• Pay your bill on time: Paying your bill on time will help you avoid late fees and keep your credit score high.
• Use the Discover It Miles app: The Discover It Miles app is a great way to manage your account, track your rewards, and redeem your rewards for travel.

Discover It Card FAQs

Q: What is the Discover It card's credit limit?
A: The Discover It card's credit limit varies depending on your creditworthiness.

Q: What is the Discover It card's APR?
A: The Discover It card's APR is 16.99% - 26.99% Variable APR.

Q: Is there an annual fee for the Discover It card?
A: No, there is no annual fee for the Discover It card.

Q: How do I redeem my Discover It rewards?
A: You can redeem your Discover It rewards for cash back, gift cards, merchandise, or travel.

Q: What is the Discover It Miles app?
A: The Discover It Miles app is a mobile app that allows you to manage your account, track your rewards, and redeem your rewards for travel.

Disclaimer: The information provided in this article is for general informational purposes only and should not be construed as financial advice. Please consult with a qualified financial professional before making any financial decisions.