Progressive Home Insurance Reviews: Top Questions Answered

Progressive Home Insurance: 8 Numbers You Need to Know

1. 4.8 out of 5 stars: Average customer rating on Trustpilot
2. $41.8 billion: Total net written premiums in 2021
3. Over 13 million: Homeowners insured in 2021
4. 99.9%: Claim satisfaction rate
5. 24/7: Customer service availability
6. Over 4,000: Independent insurance agents
7. 18 years: Average industry experience of agents
8. Over 1,000: Years of combined insurance experience

Progressive Home Insurance: Pros and Cons

Pros:

• Affordable rates: Progressive's rates are typically below the industry average.
• Excellent customer service: Progressive has a high claim satisfaction rate and 24/7 customer support.
• Wide range of coverage options: Progressive offers a variety of coverage options to meet your specific needs.
• Discounts: Progressive offers several discounts, such as for bundling policies or having a smart home system.
• Easy online tools: You can manage your policy, file claims, and pay your bill online.

Cons:

• Limited state availability: Progressive is not available in all states.
• Some complaints about claim processing: Some customers have complained about delays in claim processing.
• Higher deductibles: Progressive's deductibles may be higher than some other insurers.

Is Progressive Home Insurance Right for You?

Progressive Home Insurance may be a good choice for you if:

• You're looking for affordable rates.
• You want excellent customer service.
• You need a wide range of coverage options.
• You're willing to pay a slightly higher deductible.

Common Mistakes to Avoid

When purchasing Progressive Home Insurance, be sure to avoid these common mistakes:

• Not getting enough coverage: Make sure you have enough coverage to protect your home and belongings in the event of a loss.
• Not disclosing all risk factors: Be honest about your home's condition and any risk factors that could increase your premium.
• Not shopping around: Compare quotes from multiple insurance companies to get the best rate.

FAQs

1. Is Progressive Home Insurance affordable?

Yes, Progressive Home Insurance rates are typically below the industry average.

2. Does Progressive Home Insurance have good customer service?

Yes, Progressive Home Insurance has a high claim satisfaction rate and 24/7 customer support.

3. What coverage options does Progressive Home Insurance offer?

Progressive Home Insurance offers a variety of coverage options, including:

• Dwelling coverage
• Other structures coverage
• Personal property coverage
• Loss of use coverage
• Liability coverage

4. Does Progressive Home Insurance offer discounts?

Yes, Progressive Home Insurance offers several discounts, such as for bundling policies or having a smart home system.

5. Is Progressive Home Insurance available in my state?

Progressive Home Insurance is not available in all states. Check with your local agent to see if Progressive is available in your area.

6. What are some common mistakes to avoid when purchasing Progressive Home Insurance?

Some common mistakes to avoid when purchasing Progressive Home Insurance include:

• Not getting enough coverage
• Not disclosing all risk factors
• Not shopping around

7. How do I file a claim with Progressive Home Insurance?

You can file a claim with Progressive Home Insurance online, by phone, or through your local agent.

8. How long does it take Progressive Home Insurance to process a claim?

The time it takes Progressive Home Insurance to process a claim varies depending on the complexity of the claim. However, Progressive typically processes claims within a few weeks.