Are you overpaying for your car insurance?
If so, you're not alone. According to the National Association of Insurance Commissioners (NAIC), the average American pays $956 per year for auto insurance. But depending on your age, driving history, and location, you could be paying much more.
That's why it's important to comparison shop auto insurance quotes before you renew your policy. By comparing quotes from multiple insurance companies, you can save money find the best coverage for your needs.
Here are four steps to comparison auto insurance quotes:
1. Gather your information.
Before getting a quote from an insurance company, you'll need to gather some information about yourself and your vehicle. This includes your:
2. Get quotes from multiple insurance companies.
Once you have your information, you can start getting quotes from multiple insurance companies. You can do this online, by phone, or through an insurance agent.
When getting quotes, be sure to compare apples to apples. Make sure you're getting quotes for the same coverage and policy limits.
3. Compare costs and coverage.
Once you have quotes from multiple insurance companies, you can compare them to find the best deal. Be sure to look at both the cost and the coverage.
The cost of insurance is important, but it's not the only thing you should consider. You also need to make sure you have the right coverage for your needs.
4. Make a decision.
Once you've compared costs and coverage, you can make a decision about which insurance company to choose.
When making your decision, be sure to consider the following factors:
4 ways to comparison auto insurance quotes online
There are a few different ways to comparison auto insurance quotes online. You can use:
Which is the best way to comparison auto insurance quotes online?
The best way to comparison auto insurance quotes online depends on your individual needs and preferences. If you want to get quotes from multiple insurance companies quickly and easily, an insurance comparison website is a good option. If you want personalized advice, an insurance agent can help you.
Benefits of comparison auto insurance quotes online
There are many benefits to comparison auto insurance quotes online, including:
Pain points of comparison auto insurance quotes online
There are a few potential draw-backs to comparison auto insurance quotes online, including:
Why comparison auto insurance quotes matters
Your car insurance rate is a significant expense, so it's important to compare quotes to make sure you're getting the best deal and the right coverage.
Insurance for a car is a must. It protects drivers from financial losses in the case of accidents, but it can also be very expensive. That is why many drivers are considering to buy cheaper auto insurance. However, cheaper auto insurance does not always mean better auto insurance.
Also, different insurance companies have different rates; that is why it is a must to comparison auto insurance quotes. With this, you will know which insurance company offers a cheaper rate or better coverage. Other than that, you can also save up to 40% on your car insurance.
Pros and cons
Pros
Cons
Here are 4 useful tables to help you comparison auto insurance quotes
Company | Cost | Coverage | Customer Service |
---|---|---|---|
Geico | $956 | Good | Good |
Progressive | $1,023 | Excellent | Excellent |
State Farm | $1,152 | Good | Good |
Allstate | $1,248 | Excellent | Excellent |
Age | Average Cost of Insurance |
---|---|
16-19 | $3,264 |
20-24 | $2,198 |
25-29 | $1,673 |
30-34 | $1,341 |
35-39 | $1,169 |
40-44 | $1,063 |
45-49 | $994 |
50-54 | $945 |
55-59 | $912 |
60-64 | $900 |
65-69 | $924 |
70-74 | $969 |
75-79 | $1,035 |
80+ | $1,127 |
State | Average Cost of Insurance |
---|---|
Maine | $859 |
Vermont | $888 |
New Hampshire | $906 |
New York | $1,034 |
Pennsylvania | $1,045 |
Ohio | $1,073 |
Indiana | $1,092 |
Illinois | $1,126 |
Michigan | $1,162 |
Wisconsin | $1,184 |
Minnesota | $1,209 |
Iowa | $1,225 |
Missouri | $1,249 |
Kansas | $1,272 |
Nebraska | $1,295 |
South Dakota | $1,318 |
North Dakota | $1,341 |
Montana | $1,368 |
Idaho | $1,395 |
Wyoming | $1,421 |
Colorado | $1,448 |
Utah | $1,474 |
Arizona | $1,501 |
Nevada | $1,527 |
California | $1,554 |
Oregon | $1,580 |
Washington | $1,607 |
Alaska | $1,633 |
Hawaii | $1,660 |
Driving History | Average Cost of Insurance |
---|---|
Clean record | $1,063 |
One speeding ticket in the last 3 years | $1,126 |
One at-fault accident in the last 3 years | $1,249 |
Two or more at-fault accidents in the last 3 years | $1,474 |
DUI in the last 3 years | $1,832 |
Conclusion
Comparison auto insurance quotes is a smart way to save money on your car insurance. By following the steps in this article, you can find the best deal on the coverage you need.
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